സ്ത്രീകള്‍ എങ്ങിനെ വസ്ത്രം ധരിക്കണം എന്ന് പുരുഷന്‍ നിഷ്ക്കര്‍ഷിക്കുന്നത് ശരിയോ? അല്ലെങ്കില്‍ തിരിച്ചും?

Saturday, February 18, 2012

INDEX FOR SB CIRCULAR FOR 2007--2011

INDEX FOR SB CIRCULAR FOR 2011
SI.NO
ORDER NO.
SUBJECT
1.
01/2011
Use of prescribed Account Opening Form (Form’A’) while opening PPF accounts to avoid irregular opening of Joint accounts in PPF
2.
02/2011
Clarifications regarding new procedure prescribed for settlement of deceased claim cases vide SB Order 25/2010
3.
03/2011
Appointment of agents and other agency functions – fresh instructions issued by MOF(DEA) regarding
4.
04/2011
Implementation of AML/CFT norms in Small Savings Schemes and Remittances in post offices- carrying out Inspection and its further review regarding
5.
05/2011
Appointment of agents and other agency functions- issue of clarifications regarding
6.
06/2011
Treating the MSY accounts at par with savings accounts and charging of service charge of Rs.20/- per year
7.
07/2011
Extension of PPF Scheme up to Post Offices with sanctioned strength of 2+1 (‘A’ class post office) w.e.f 1.7.2011
8.
08/2011
Payment of deposits/certificates belong to minors- a clarification regarding
9.
09/2011
Treating letter issued by UIDAI for issue of Aadhar Number as valid ID and Address Proof as KYC/CDD document under Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) norms for small savings schemes
10.
10/2011
Enhancement of Savings Bank Allowance to Postal Assistants working in Savings Bank Branches
11.
11/2011
Opening of more than one account in the same scheme in the name of same depositor or acceptance of more than one purchase application of the same scheme in the name of same depositor in one post office on a single day- a clarification regarding
12.
12/2011
Acceptance of original document as a proof of death in case of settlement of deceased claim case as per new procedure prescribed vide SB Order 25/2010-a clarification regarding
13.
13/2011
Admissibility of interest in PPF(HUF) accounts matured between 13.5.2001 to 7.12.2010 -a clarification regarding
14.
13/2011
CORRIGENDUM TO 13/2011
15.
14/2011
Restriction on opening of more than one account in the same scheme in the name of same depositor or acceptance of more than one purchase application of the same scheme in the name of same depositor in one post office on a single day- a further clarification regarding
16
15/2011
Settlement of deceased claim case in respect of Sr. Citizen’s Savings Scheme account- a clarification regarding
17
16/2011
Grant of Savings Bank Allowance to Postal Assistants working in Savings Bank/certificate branches- holding of SB Aptitude Test regarding
18.
17/2011
Admissibility of commission to SAS Agents
19.
18/2011
Procedure to be followed during voucher checking by SBCO staff-a clarification regarding
20.
19/2011
Implementation of AML/CFT norms in Small Savings Schemes- an external inspection of selected post offices by Min. of Finance regarding
21.
20/2011
Removal of ceiling of maximum balance to be retained in a post office savings account- amendment to Rule-4 of the Post Office Savings Account Rules 1981 regarding
22.
21/2011
Attestation of Annexure-II (Affidavit) and Annexure-III (Disclaimer on Affidavit) in case of deceased claim case preferred where there is no nomination- a clarification regarding
23.
22/2011
Discontinuation of kisan vikas patras with effect from 1.12.2011
24.
23/2011
Revision of maturity period and maturity value of  6 years NSC (VIII) issue with effect form 1.12.2011
25.
24/2011
Revision of maximum limit of subscription in a financial year, rate of interest on balance in PPF Accounts and rate of interest charged on loan taken from PPF Account with effect from 1.12.2011
26.
25/2011
Revision on maturity period, rate of interest, discontinuation of 5% bonus on maturity of Monthly Income Account Scheme with effect from 1.12.2011
27.
26/2011
Revision of interest rate on balance at credit in Post Office Savings Account with effect from 1.12.2011
28.
27/2011
Revision of rate of interest of Time Deposit Accounts with effect from 1.12.2011
29.
28/2011
Revision of rate of interest of Recurring Deposit Accounts with effect from 1.12.2011
30.
29/2011
Revision of rate of commission payable to SAS and MPKBY Agents and discontinuance of commission to PPF Agents with effect from 1.12.2011
31.
30/2011
Introduction of “10 Years National Savings Certificates(IX-Issue)” with effect from 1.12.2011
32.
31/2011
Modifications in PORD Rules 1981, Post Office Monthly Income Account Rules 1987, POTD Rules 1981, KVP Rules 1988, NSC (VIII-Issue) Rules 1989-regarding
33.
31/2011
Corrigendum to 31/2011
34.
31/2011
Corrigendum II - Clarification regarding calculation of Post Maturity Interest
35
31/2011
Corrigendum III - Clarification regarding default fee in RD and calculation of Post Maturity Interest
36.
32/2011
Circulation of Notifications issued by Min. of Finance (DEA) notifying the changes in rules of different savings schemes effective from 1.12.2011 – regarding
37.
33/2011
Issue of clarifications regarding premature closure of TD accounts
38.
34/2011
Procedure for opening of Savings Accounts of Below Poverty Line (BPL) households
INDEX FOR SB CIRCULAR FOR 2010

SLNO
SB  ORDER NO.
SUBJECT
1
1/2010-13.01.10
Guide Book on “ Procedure on Small Savings Schemes and Payment of wages under MGNREGA for use in EDBOs
2
2/2010-27.01.10
Revival of silent accounts and charging of service charge- a revised procedure regarding.
3
3/2010-28.01.10
Discontinuance of submission of pencil copy of HO list of transactions to AO(ICO) by SBCO-Amendment to Rule 46 of POSB Manual Vol-I and Para 141 of Manual of SB Control Procedure regarding.
4
4/2010-28.01.10
Payment of monthly interest to MIS account holders
5
14-A/2009 dtd 02.02.10
Delegation of power to sanction deceased claim cases by Sub Postmasters in RD/MIS and SCSS accounts.
6
5/2010 dtd 08.02.10
Updation of passbooks through passbook printers and drive for educating depositors for opening/conversion of savings account with cheque facility.
7
6/2010 dtd 25.02.10
Date of realization of local cheque/demand draft will be date of deposit in PPF account- clarification.
8
7/2010 dtd  03.10
Security of Sanchay Post Database- issues relating to common problems, database back-up, storage and preservation.
9
8/2010 dtd 23.04.10
Introduction of Anti-Money Laundering (AML)/ Combating of Financing of Terrorism (CFT) norms for small savings schemes-implementation of CDD/KYC, Record Keeping and Reporting norms for POSB account/certificate holders under Prevention of Money Laundering (PML) Act 2002
10
9/2010 dtd 18.05.10
Opening of “Zero Deposit, Zero Balance” savings accounts for beneficiaries of IGNOAPS, IGNWPS and IGNDPS.
11
10/2010 dtd 02.06.10
Introduction of Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) norms for small savings schemes- issue of further instructions and clarifications
12
11/2010 dtd 21.06.10
Deduction of TDS in case of Sr. Citizen Saving Scheme 2004 and payment of commission to agents from 1.4.2010.
13
12/2010 dtd 19.07.10
Closure of all accounts other than individual accounts (except security deposit accounts) by 31.7.2010.
14
13/2010 dtd 26.07.10
Reinvestment of maturity value of one scheme to same or another scheme- a revised procedure
15
14/2010 dtd 30.07.10
Operating procedure for opening and operating Old Age Pension account under IGNOAPS, Widows Pensioner Account under IGNWPS and Disabled Pensioner Account under IGNDPS
16
15/2010 dtd 20.08.10
Closure/Premature closure of accounts- revision of format of account closure form SB-7A regarding.
17
16/2010 dtd 20.08.10
Printing of new account opening form (SB-3) circulated in 2008.
18
17/2010 dtd 20.08.10
Admissibility of interest after death of depositor before maturity in case of SCSS-2004 account- amendment to sub rule 3 of Rule 8 of SCSS-2004 rules
19
18/2010 dtd 24.08.10
Introduction of Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) norms for small savings schemes- fresh instructions and clarifications
20
19/2010 dtd  20.09.10
Opening of Joint Sr. Citizen Savings Scheme Account with Spouse- a clarification regarding.
21
20/2010 dtd 21.09.10
Deduction of TDS, filing of TDS return and issue of TDS Certificate
22
21/2010 dtd 26.11.10
Amendment to Post Office Savings Account Rules 1981- deletion of provision for opening of Single Savings Account by an authority controlling a Provident Fund, Superannuation Fund or Gratuity Fund on behalf of its individual members.

23
22/2010 dtd 30.11.10
Introduction of Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) norms for small savings schemes fresh instructions and clarifications
24
23/2010 dtd 13.12.10
Closing of PPF(HUF) accounts on maturity- an amendment to Paragraph (9) of PPF Scheme 1968.

25
24/2010 dtd 21.12.10
Reinvestment of maturity value of one scheme to same or
another scheme- a revised procedure
26
25/2010 dtd 23.12.10
New procedure for payment of amount of Savings Bank / Certificates in the name of deceased  depositors/holders- replacement of Rule 87 of POSB Manual Vol-I and Rule 50 of POSB Manual Vol-II
























CIRCULAR.2009
 

 INDEX FOR SB CIRCULAR FOR 2009

SL NO
SB ORDER NO.
SUBJECT
1
1/2009 Dtd 13.02.09
Calculation of Post Maturity Interest- clarification
2
2/2009 dtd 24.02.09
Release of version 6.5 of Sanchay post software
3
3/2009 dtd 02.03.09
Handling of court cases relating to Savings Bank/Certificates at various levels.
4
4/2009 dtd 04.03.09
Change in mode of dispatch of Advice of Transfer (AT) in case of transfer of accounts
5
5/2009 dtd 06.03.09
Putting up Signboards for awareness of public about possible frauds in POSB/SC
6
6/2009 dtd 18.03.09
Payment of dues in case of “Joint-B” type investments in Small Savings Schemes- clarification .
7
7/2009 dtd 27.07.09
Clarification regarding allowing part withdrawal from Workers Wage Account under NREG Act.
8
8/2009 dtd 30.07.09
Delay in issue of MICR Cheque Books to the POSB Account holders.
9
9/2009 dtd 14.09.09
Deduction of Tax and surcharge on commission paid to
SAS/MPKBY/PPF Agents-  clarification
10
10/2009 dtd 11.09.09
Extension of SCSS-2004 accounts for 3 Years after maturity.
11
11/2009 dtd 07.10.09
Admissibility of interest in RD accounts partly extended with monthly deposits and without deposits- clarification
12
12/2009 dtd 09.10.09
Entering daily Certificate discharge data of SOs in the CCBridge / Sanchay Post Software in HOs.
13
13/2009 dtd  11.09
Revision of existing limit of deposit and withdrawals under Instant Counter Service.
14
14/2009 dtd  11.09
Delegation of power to sanction deceased claim cases by Sub Postmasters in RD/MIS and SCSS accounts.
15
15/2009 dtd 08.12.09
Issue of TDS Certificate.
16
16/2009 dtd 08.12.09
Registration of customer’s request for transfer of account, closure of account and sanction of deceased claim case and maintenance/updation of record in this regard.
17
17/2009 dtd 08.12.09
Revised rules of POSB Manual Vol-I
18
18/2009 dtd 08.12.09
Revised rules of POSB Manual Vol-II
19
19/2009 dtd 14.12.09
Enhancement of limit of withdrawals at Extra Departmental Sub/Branch Post Offices without obtaining sanction from Account Office
20
20/2009 dtd 30.12.09
Regularization of irregular opened/issued accounts/certificates.


CIRCULAR FOR 2008

 INDEX FOR SB CIRCULAR FOR 2008

SI.NO
ORDER NO.
SUBJECT
1.
01/2008
Issue of Sanction Memo of deceased claim cases of various Small Savings Schemes- a clarification regarding
2.
02/2008
Updating of data of all categories of accounts in all HPOs for HO as well as SO group and review of decetralization of RD/MIS/SCSS policy in the light of frauds being detected in Sub Post Offices
3.
02/2008
CORRIGENDUM TO 02/2008
4.
03/2008
Re-payment of any deposit or loan together with interest in any Small Savings Scheme except Savings Account if the amount is Rs. 20,000/- or more- a clarification regarding
5
04/2008
Amendment to Rule 24(2) of Appendix-I of POSB Manual Vol-I (1988 edition)/ Rule 24(3) of Appendix-I of POSB Manual Vol-I (corrected up to 31.12.2006) regarding withdrawal by SB-7 in cheque account
6.
05/2008
Security of important documents like Ledger Cards, SB-3, Index to ledger cards, Specimen Signature Books and Purchase applications of NSC/KVP etc. used in POSB/SC operations
7.
06/2008
Mentioning of card numbers issued to RD depositors by MPKBY agents in Schedule of RD Deposits
8.
07/2008
Release of 6.0 version of Sanchay Post Software
9.
08/2008
Closure of Savings Bank account and supply of SB-3 along with account closure form to SBCO- revised instructions regarding
10.
09/2008
Non-deduction of income tax at source on the payments of interest under Sr. Citizens Small Savings Scheme, 2004
11.
10/2008
Reinvestment of matured certificates / deposits through authorized Post Office agents- a clarification regarding
12.
11/2008
Updating of POSB Manual Vol-I and II and following of rules and procedure regarding
13.
12/2008
Amendment in Rule 3 of SCSS Rules and regularization of SCSS accounts opened in contravention of proviso to Rule 3 sub-rule(2) of SCSS Rules i.e restriction on opening of more than one account in a calendar month in same deposit office- a clarification regarding regularization of accounts already closed before 24.5.2007
14.
13/2008
Investment by NRIs and opening of account by Power of Attorney in Small Savings Schemes- a clarification regarding
15.
14/2008
Acceptance of business from agents found involved in fraud cases
16.
15/2008
Amendment in Rule 7 of Post Office RD Rules 1981 regarding number of defaults permissible in RD accounts opened or to be opened by personnel of Defence Services
17.
16/2008
Credit of maturity value of matured savings instruments including certificates into post office savings account regarding
18.
17/2008
Opening and operating of account by blind/visually impaired persons independently- an amendment to Post Office Savings Account Rules 1981/ Post Office Time Deposit Rules 1981 and procedure regarding
19.
18/2008
Revision of Account Opening form SB-3- amendment to the Post Office Savings Bank General Rules 1981 in format of FORM-1 regarding
20.
19/2008
Introduction of new type of savings account i.e Workers Wage Account under NREG Act by amending Post Office Savings Account Rules 1981- regarding
21.
19A/2008
Introduction of new type of savings account i.e Workers Wage Account under NREG Act by amending Post Office Savings Account Rules 1981- regarding
22.
20/2008
Registration of Nomination under Post Office (Monthly Income Account) Rules 1987
23.
21/208
Amendment to the Rule 12 of Post Office Savings Bank General Rules, 1981 regarding registration of nomination
24.
10/2008
CORRIGENDUM TO 10/2008
25.
22/2008
Sanction of deceased claim cases where there is no nomination and the amount due not exceed Rs. 1 Lakh- a clarification regarding
26.
23/2008
Updation of ledgers/data entry of all savings schemes in HPOs and SOs
27.
24/2008
Payment of collection charges on outstation cheques issued by Central/State Govt. Departments in the name of Postmasters.
 INDEX FOR SB CIRCULAR FOR 2007

SI.NO
ORDER NO.
SUBJECT
1.
01/2007
Grant of honorarium for calculation of interest in RD premature closure cases-Regarding
2.
02/2007
Introduction of the depositor at the time of opening of saving account
3.
03/2007
Deduction of Tax and surcharge on commission paid to SAS/MPKBY/PPF Agents from 1.6.2007
4.
04/2007
Deduction of TDS in case of Sr. Citizen Saving Scheme 2004 during 2007-2008 with effect from 1.6.2007
5.
05/2007
Deduction of TDS and surcharge on TDS in case of withdrawals from NSS-1987 during 2007-2008
6.
06/2007
Acting of SAS/MPKBY/PPF agents as an agent or messenger of the depositor for the purpose of withdrawal of money in various saving schemes
7.
07/2007
Amendment in Rule 3 of SCSS Rules and regularization of SCSS accounts opened in contravention of proviso to Rule 3 sub-rule(2) of SCSS Rules i.e restriction on opening of more than one account in a calendar month in same deposit office
8.
08/2007
Remittance of SBMO to HO/SO by field post offices in case of SB deposits received at Field Post Offices for credit into SB accounts standing at Civil Post Offices
9.
09/2007
Payment of money when signatures of depositor differs or not available in PO record- a clarification regarding
10.
10/2007
Issue of TDS certificate in respect of Commission paid to agents, TDS from SCSS and NSS-87 accounts
11.
11/2007
Amendment to Rule 4 of Post Office Saving Account Rule 1981 regarding opening of Pension Account
12.
12/2007
Amendment to Rule 4 and Rule 5(1) of Monthly Income Account Rule 1987 regarding maximum limit of investment in MIS
13.
13/2007
Settlement of PPF Claims of Subscribers, who go missing- guidelines issued by Min. of Finance
14.
14/2007
Deduction of TDS and issue of TDS certificate for the interest paid to the depositors of Senior Citizen Savings Scheme accounts – Procedure regarding
15.
15/2007
Senior Citizen Saving Scheme (SCSS) 2004- Payment of Interest in cases of Pre-mature closure of account
16
16/2007
Regularization of MIS accounts opened with minimum deposit of Rs.1000/- after 1.8.2007 up to date of receipt of amendment in MIA Rules 1987
17
17/2007
Acceptance of subscription in PPF account by cheque/demand draft- a clarification regarding
18.
18/2007
Amendment in rule 9, sub-rule(1) of Post office Monthly Income Account Rules 1987- admissibility of 5% bonus on MIS account opened on or after 8.12.2007 regarding

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