സ്ത്രീകള്‍ എങ്ങിനെ വസ്ത്രം ധരിക്കണം എന്ന് പുരുഷന്‍ നിഷ്ക്കര്‍ഷിക്കുന്നത് ശരിയോ? അല്ലെങ്കില്‍ തിരിച്ചും?

Saturday, October 19, 2013

PFRDA Orders : New Pension Scheme (NPS) - Changes in Investment Guidelines for the Government Sector



PFRDA Orders : New Pension Scheme (NPS) - Changes in Investment Guidelines for the Government Sector

PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY

CIRCULAR
File No.: PFRDA/2O13/16/PFM/4
Date: 15 Oct 2013
To,
All Pension Funds
Subject: Investment Guidelines
1. Changes in Investment Guidelines for the Government Sector
The following changes in the investment guidelines have been made :-

1.1 Debt securities selected for Investments should have a minimum residual maturity period of  three years from the date of investment by the Pension Fund.
1.2 Debt securities must have an investment grade rating from at least two credit rating agencies.  Apart from ratings by agencies. PF shall undertake their own due diligence for assessment of risks associated with the securities before investments.
1.3 Credit Default Swaps (CDS) on Corporate Bonds are eligible derivative instruments.
1.4 Rated asset backed securities (ABS) are eligible securities for investments provided they have a residual maturity of not less than three years and have an investment grade rating from at least two rating agencies.
2. Guidelines for Private Sector — Corporate CG and NPS lite
Please note that both Corporate CG and NPS Lite Schemes follow the Government pattern of investment and hence investment guidelines as applicable to the Government sector and any subsequent amendments to investment guidelines of Government sector will also be applicable to Corporate CG and NPS lite Schemes. Investment guidelines, and any subsequent changes thereto as applicable to the Government sector, therefore should be adopted simultaneously for Corporate CG and NPS Lite Scheme.
sd/-
(Subroto Das)
Chief General Manager
Source : www.pfrda.org.in
[http://pfrda.org.in/writereaddata/linkimages/changes%20Investment%20Guidelines968531261.pdf]

Friday, October 18, 2013

Microsoft releases Windows 8.1, a year in making


This image provided by Microsoft shows updated Windows 8.1. Microsoft released its long-awaited Windows 8.1 upgrade as a free download on Thursday.

Microsoft released its long-awaited Windows 8.1 upgrade as a free download on Thursday. It addresses some of the gripes people have had with Windows 8, the dramatically different operating system that attempts to bridge the divide between tablets and PCs.

Windows 8.1 still features the dual worlds that Windows 8 created when it came out last October. On one hand, it features a touch-enabled tile interface resembling what’s found in tablet computers. On the other, there’s the old desktop mode where the keyboard and mouse still reign. The update adds some new finger- and gesture-friendly shortcuts for touch-based apps, while restoring some respect for the desktop mode that a billion PC users have become accustomed to.
The release comes as sales of traditional desktop and laptop computers continue to decline because consumers are spending money instead on the latest smart phones and tablets. It also comes at a time of transition for Microsoft as the Redmond, Washington, company focuses on devices and services, not just software. Earlier this month, Microsoft struck a deal to acquire Nokia’s phone business and patent rights for more than $7 billion. Microsoft is also searching for a new CEO to replace Steven A. Ballmer, who announced last month that he plans to retire within the next year.
The Window 8.1 update is free for current owners of Windows 8. Downloads started at 7 a.m. (1100 GMT) Thursday in New York, which corresponded to the start of Friday in New Zealand. Simply go to the Windows Store app to find it. It may take a few hours for updates to reach everyone. Computers with Windows 8.1 already installed will go on sale Friday local time. That’s also when people will be able to buy stand-alone copies of Windows 8.1.
The changes range from the cosmetic to improved functionality
RESTORING RESPECT FOR THE DESKTOP
START ME UP The Start button is back in desktop mode, although not the way it was before Windows 8 came along. In Windows 7 and before, a click on Start would have brought up programs and important folders in a list. Now, one tap on Start flips you back to the new tile interface, where you can click or tap tiles to open programs. A long press brings up crucial settings such as the Control Panel.
BOOT TO DESKTOP You can now start up the machine in desktop mode, bypassing the tiles for a short time. That removes some of the headache for companies that want to use Windows 8 but don’t want to buy a touch-screen monitor for every employee.
TOUCH AND GESTURE UPDATES
ONSCREEN KEYBOARD SWIPES The onscreen keyboard now includes the ability to type numbers or punctuation marks by swiping up or away from certain keys on the standard “QWERTY” layout, eliminating the need to toggle between numeric and alphabetic layouts. You can also select from suggested words mid-stream using side swipes and taps on the virtual spacebar.
GESTURE-ENABLED APPS You can now wave in the air in front of the front-facing camera to get a response. For example, in the new app Bing Food & Drink, a right-to-left wave in “Hands Free Mode” flips through pages of a recipe.
QUICKER TILE ORGANIZING You can tap and hold Windows tiles with your finger to move them. Another couple taps will allow you to resize them in one of four sizes. In the previous version, you had to go back to the mouse or touchpad and right-click on tiles to do this, and you were limited to two sizes.
EASIER APPS ACCESS Finding all your apps takes just a swipe up on your start screen, as long as you don’t do it from beyond the bottom edge. Before, you had to swipe up from the bottom edge, then tap on the All Apps button.
SMALL CONVENIENCES
AUTOMATIC UPDATES Apps update in the background, replacing the constant reminders to go to the Windows Store to update the apps yourself.
SMALLER TABLETS Windows 8.1 now has a home screen that looks good in portrait mode on screens measuring 7 inches to 8 inches diagonally.
LOCK SCREEN ACCESS You can now answer Skype calls or take photos from the lock screen without having to log in. Just swipe down. You can also set other apps like Twitter to send notifications when the screen is locked.
FUNCTIONAL CHANGES
BETTER MULTITASKING In Windows 8.1, you can run up to four apps at once side by side, double the previous amount, though you need a large, high-resolution monitor to do so (On their own, Microsoft’s Surface tablets are not big enough for more than two). You can resize panes using a slider that moves side to side, instead of being limited to one larger window and one slender one. This is still not as capable as Windows 7 or in desktop mode, where you can open dozens of items in windows that can be resized horizontally, vertically and diagonally. And many app makers have yet to adapt, meaning some apps still appear as a thin sliver, even if you want them to take up half the screen.
GLOBAL SEARCH Typing while on the tile-based start screen will pull up multiple search results if applicable from your computer, the Web and the Windows app store. If you’re searching for a musician, you’ll see a list of popular songs you can play using Xbox Music, and if it’s someone famous (like President Barack Obama) you’ll see biographical details, videos and other information. Before, you had to choose where to search- in apps, settings, computer files or on the Internet.
EMAIL UPDATE The standard-issue Mail app now has a “power pane” on left—hand side with folders for updates from social networks like Facebook, messages from favorite contacts and newsletters. Some of these features work only with Microsoft accounts such as Hotmail and Outlook.com, though. A new “sweep” command deletes multiple messages with a couple taps.
BETTER BROWSING No longer are you limited to 10 open tabs in the tile version of Internet Explorer. Before, Web pages automatically closed without prompts when you try to open more. You can open as many as you want now. Better yet, you can have two different websites displayed side by side, the way you’ve long been able to before Windows 8 came along.
FUN STUFF
XBOX MUSIC REFRESH The music streaming app now optimizes playback over discovery with a layout that has more lists and smaller photos. It also adds the ability to create playlists from any website with a couple taps. When on a website featuring artists, swipe in from the right edge and tap the Share button followed by the Music button. It will create a song playlist based on those artists, which you can then stream for free.
PICTURE EDITING A picture editor with pre-set effects comes with the update, allowing for photo touchups, cropping, contrast changes and other features.
XBOX ONE INTEGRATION You can pick up where you left off if you start playing a video purchased on Xbox Video on a tablet and then watch the rest on Microsoft’s upcoming game console, Xbox One.

Portable Oxford Pocket Dictionary - Free Download !!!




You know the OXFORD is the world's most trusted dictionaries. Maybe many of you got this on your reading table. And some of you may have it in your mobile or computer. But I'm gonna share the Oxford Dictionary (Pocket) with those people who don't have this. 
Advantages:
  • No installation required - Portable
  • Small Download Size - Less than 3 MB
  • Rich- Includes More than 1,40,000 Definitions
  • Converter - Length, Area, Volume, Speed, Temperature, Pressure etc
  • No Special Requirements - Works with most of the Operating Systems 

Manual: 

This dictionary is very easy to navigate as well as operate. But I'd like to introduce the operation for some users who are not familiar with such software. 
  • Download the zipped file from the above link and then unzip it.
  • Double click on POD.EXE and wait a moment for the screen to be appeared.
  • You will see a small search box to find the words. 
  • As soon as you type in the box, the word with definitions will appear. But first time, you may need to press Enter.
  • At the left of the search box, there is a left and right arrow. Use them to see the next and previous words. 
  • Use Up and Down Arrow of the Keyboard to scroll down or up. 
  • There are five buttons next to the search box. Hit these one by one to find what do they do. 
  • You can take help of the menus and learn useful shortcuts to use the dictionary properly.
  • From the Options Tab, you can change font and font size. 
  • Under the Convert Tab, you will get some useful conversion tool - Length, Speed, Pressure etc.  

Courtesy : http://munnamark.blogspot.com/

BLOOD TYPES & ITS MATCHING GROUP


All India Services (Commutation of Pensions) Amendment Regulations, 2013


To view please Click Here.

Frequently Asked Questions : Voters Enrollment Process

Frequently Asked Questions :Voters Enrollment Process 

Q 1. Who is eligible for enrolment as a Voter?
Ans.   (a) Every Citizen Who is 18 years old on the qualifying date( 1st January of the concerned year, unless disqualified is eligible to be enrolled)
             (b) Enrolment only at ordinary place of residence.
             (c) Enrolment only at one place.
             (d) Overseas Indian deemed to be ordinarily resident at address given in passport.
             (e) Service Voters deemed to be ordinarily resident at their home address.  
       
Q.2   Who is disqualified to become voter?
Ans.  Only persons who are of unsound mind and have been declared so by a competent court or disqualified due to ‘Corrupt Practices’ or offences relating to elections are not entitled to be registered in the electoral rolls.
Q 3.  Which is the relevant date for determining the age qualification of 18 years? ?
Ans.  According to Section 14 (b) of the R. P. Act, 1950, the qualifying date means the first day of January of the year in which the electoral roll is prepared or revised.
Q 4.  Suppose you have completed 18 years of age today. Can you get yourself registered as voter.?
Ans:  No . You can get yourself registered as Voter only on Ist January or thereafter of the year in which the electoral roll is prepared or revised.
Q 5.  What proof of residence do I need to show to get enrolled as a voter.?
Ans:  You can show any  proof of residence like Passport, Bank Pass Book, Driving license etc. or any Govt. document to facilitate the work of registration.
Q 6.  Can a non –Citizen of India become a voter.?
Ans: . No . A person who is not a citizen of India cannot be registered as a voter. Article 326 of the Constitution read with Sec. 16 of R. P. Act, 1950 clarify the point.
Q 7.  Can a non resident Indian Citizen become a voter.?
Ans. Yes, according to the provisions of the Representation of the People (Amendment) Act, 2010, a person who is a citizen of India and who has not acquired the citizenship of any other country and is otherwise eligible to be registered as a voter and who is absenting from his place of ordinary residence in India owing to his employment, education or otherwise is eligible to be registered as  a voter in the constituency in which his place of residence in India as mentioned in his passport is located.
Q 8. If I am working and living in Delhi , Can I be a voter in my native village.?
Ans. No . If you are working in Delhi and residing there, you are an ordinary resident of Delhi in terms of Sec 19 (b). Therefore you can be enrolled at Delhi only and not in your native village.
Q 9. Can one be enrolled at more than one place.?
Ans. No . A person cannot be enrolled as a voter in more than one place in the same constituency or in more than one constituency in view of the provisions contained under Sec. 17 and 18 of R. P. Act, 1950.
Q 10. How Can I enrol/ register as a new voter  and  get Voter ID Card ? What are various modes available to an eligible voter for an enrolment.?
Ans. You have to submit a filled in Form - 6  and submit it to the Electoral Registration Officer (ERO) of the Assembly Constituency and your name will be included in the electoral roll as a voter. There are various ways to submit Form-6. These are as follows:
1. Online Application:
Step 1. Log on to www.eci.nic.in or www.ceodelhi.gov.in, or respective states Chief Electoral Officer (CEOs)  websites where new voter ordinarily resides . Click on tab “ Online Voter Registration”
Step 2. Sign up to obtain a user name and password.
Step 3. Upload one passport size colour photo in the space mentioned. (mandatory)
Step 4. Upload the proof of residence and age (optional). In case you are unable to upload, the Booth Level Officer (BLO) may also collect the documents from your house.
2. By Post:
Step 1. Download Form-6 from  www.eci.nic.in or respective states CEOs websites. Fill it and attach documents.
Step 2. Post it to the voter’s centre of your constituency.
3. Deliver By Hand :
STEP 1. Download Form-6 from  www.eci.nic.in or respective states CEOs websites.     Fill it and attach necessary documents.
STEP 2. Give the completed form to the Voters Registration Centre of your constituency or to the BLO.
Q 11.  How I can get correction in names / other details that have been misspelt in the Electoral Roll or Voter ID Card.?
Ans. Such mistakes are usually in respect of age, spelling of name and address etc.
(a) Please fill in Form-8 along with proof of the correct information. For example, for getting age corrected, please attach proof of age such as School Board Examination Result Certificate. For proving correct residence, please give proof of residence etc.
(b) In case the mistake has been due to an error on the part of the Election Officials then the correction will be made free of cost. In case you are responsible for the mistake in the first place such as by entering incorrect information, then you need to pay Rs.25/- in cash at your voter’s registration centre for receiving the corrected Voter Identity Card (EPIC). Please remember to take the receipt for the amount paid by you.
Q 12.  How can an Non –resident Indian citizen get registered / enrolled as Voter.?
Ans.  He/she has to file the application for the purpose in prescribed Form 6A before the Electoral Registration Officer (ERO) of the constituency within which the place of ordinary residence of the applicant in India as given in his/her valid passport falls. The application can be presented in perform before the ERO or sent by post addressed to the ERO concerned. If the application is sent by post it must be accompanied by duly self attested copy of the passport and all relevant documents mentioned in Form 6A.
Q 13. How Can You  check your name in electoral roll.?
Ans.    Go to the Home page of website  of the respective State CEOs and click on tab  “Check your Name in the Voter’s list” OR use SMS facility for checking your details Type EPIC<SPACE>Voter ID No and sent to 9211728082
 Q 14. How Can You find status of your application for enrolment. ?
Ans.  Go to the Home page of website of the respective State CEOs and click on tab “Know the Status of Your application for enrolment.”.
Q15.  I have shifted my residence recently. I have Photo EPIC Card with the old address. Can I get new EPIC Card for the present address?
Ans. In case you are already enrolled as a voter and have shifted your address, then the procedure to be followed to enrol you at your new address will depend on whether you are residing in the same Assembly Constituency or your new residence is in a new Assembly Constituency.

a) In case your new residence is in a different Assembly Constituency then you have to fill in Form 6. For this you can either fill it Online or give it personally or by post. For the procedure involved, please look at Answer to Question No. 10 above.

The only document that you are required to submit is the proof of your new residence such as electricity bill etc. No other document is required to be submitted by you.

b) In case your new residence is in the same Assembly Constituency then you have to fill Form 8A.

For this you can either fill it Online or give it personally or by post. For the procedure involved, please look at Answer to Question No. 10  above.

The only document that you are required to attach is proof of your new residence such as electricity bill etc. You are not required to submit any other document.
Q 16.    I have recently got married. How can I get my wife enrolled at my address?
Ans. This will depend on the following:-
(a) If your wife is a voter for the first time then she will have to fill in Form-6 for enrolment as a new voter.
(b) In case your wife is already a voter but not in the same Assembly Constituency (such as enrolled in some other Assembly Constituency of Delhi, or anywhere else in India), then she will need to fill in Form-6 for change of residence.
(c) If she is a voter in the same Assembly Constituency as you but needs only to change her address then, in such case she needs to fill in Form-8A for change of residence within the same Assembly Constituency.
(d) As proof of residence she can submit a copy of her marriage certificate or copy of the marriage invitation card.
Q 17.  What are the various forms useful for registration as voter/correction/change in address etc and from where these forms can be obtained?
Ans:   Forms  are available on the website of the Election Commission of India www.eci.nic.in or respective states CEOs  websites. The various Forms useful for registration are as follows.
 For new voter fill application in Form 6 .
Overseas voters may file application in Form 6 A.
If you want a vote deleted, you can file an objection in Form 7.
For any correction in voter list or voter card fill application Form 8.
If you have changed your address within the constituency, please file your application in Form 8A.
Form can be submitted to District Election Office, Electoral Registration Officer or Booth Level Officer of your area.
Q 18 . I have lost my old EPIC Card. How can I get a new EPIC Card?
Ans. You can deposit a copy of the FIR lodged at the Police Station. You will get a new EPIC Card after deposit of Rs. 25 with ERO/AERO of your area. The dates for issuing EPIC Cards are published in leading Newspapers.
Q 19 . Who is responsible for the preparation of electoral rolls for a Parliamentary or Assembly Constituency.?
Ans. The Electoral Registration Officer (ERO). In the case of Delhi, these are the area Sub-Divisional Magistrates/Additional District Magistates. The Electoral Registration officer is responsible for the preparation of electoral rolls for an Assembly Constituency which itself is the roll for the Parliamentary Constituency in so far as that Assembly Segment is concerned.
Q. 20. How to get information about Polling stations, Electoral Rolls, Election officer’s names and contact phone numbers on maps on ECI Website.?
 Ans:  Election Commission of India (ECI) in its constant endeavour to provide information and services to citizens in a hassle free manner has started a new service on website of the Commission – www.eci.nic.in.
  Click  on ECI website a tab named “ information linked to polling station map” provided on the left –side panel.
Select the State and District / Assembly Constituency / Polling Station.
Click on “ Click Here” button.
After viewing a specific polling station pin/ a balloon on the map.
Click on the balloon/pin to view names and contact nos of CEOs, DEOs, EROs and BLOs.
A link is also provided to view electoral roll in pdf formats provided by the States.
  Q.21.  What are the grievance redressal mechanisms available to you?
Ans.   If you have any grievance in regard to electoral roll, Electors Photo Identity Card or   any other election related matter you may approach following Officers:-
Chief Electoral Officer---------------------At the State Level
District Election Officer-------------------At the District Level
Returning Officer _________________At the Constituency Level
Assistant Returning Officer__________At Taluka/Tahsil Level
Electoral Registration Officer________ At the Constituency Level
Presiding Officer __________________ At Polling Station
Zonal Officer _____________________ For a group of Polling stations
(Detailed addresses  are available on the websites of the CEOs of respective States/UTs.)
During every election, the Commission appoints Observers who are senior civil service officers from outside the state. If you have any grievances or problems, you should approach them.
*********
Rm/

Source : PIB (Release ID :100076)

NOTIFICATION REGARDING INDIAN ADMINISTRATIVE SERVICE (COMMUTATION OF PENSIONS) AMENDMENT REGULATIONS, 2013.



To view DoPT memo No. 29018/16/2012-AIS (II) dated 17/10/2013, please CLICK HERE.

PLI Day as a part of National Postal Week