- BUSINESS DEVELOPMENT PRODUCTS INFORMATION FOR IPO, LGO EXAMINATIONS
- Constitution of India: Study Material for IPO Exam
- General Knowledge - Objective Type
- IP Candidates allotments & postings (TN Circle )
- IP Exam 2011 - 03 & 04.09.2011
- IP Exam 2011 - 03 / 04.09.11 – Corrigendum
- IPO - Model Question Paper ( Question No197-211 )
- IPO Model Questions - Collections
- M.C. QUESTIONS ON CONSTITUTION OF INDIA FOR IPO EXAM - 1
- M.C. QUESTIONS ON CONSTITUTION OF INDIA FOR IPO EXAM - 2
- Model questions for IPO Examination Based on Financial Hand Book Part I ( Chapter I)
- Model Question Paper for Departmental Examination – ( Q35-50 PO Guide Part I)
- Model Question Paper for IPO from FRSR Part I (Q176 -196)
- Model Question for IPO Examination (Q108-125 FHB Vol II )
- Model Question for IPO Examination (Q67-107 FHB Vol)
- Model Questions for IPO Examination
- Model Questions for IPO Examination ( FHB Vol I & II )
- Model Questions for IPO Examination - Question No 146-159 FRSR Part I
- Model Questions for IPO Examination - Question No 160-175 FRSR Part I
- Model Questions for IPO Examination Q126-Q145 FHB Volume II
- Model Questions for IPO Examination- FHB Part I Question No 67-86
- Model questions for IPO Exam -2
- Study Materiel for IPO Examination from FRSR Part I
- Transfer & Cluster Policy to IPs / ASPs
- Useful Questions from Post Office Guide for all Type of Departmental Examinations
"Make it a Better Please for all-Help Each Other" Thank you for visiting! Please Visit again soon.
IMPORTANT WEBSITE & BLOGS
- BSNL
- DOPT
- Deshabhimani,Malayalam News
- E Filling Income Tax Return E Filling Portal
- GMAIL
- INCOME TAX OF INDIA
- India Post
- Indiavision Live Online TV
- Kerala Chief Minister
- Kerala Kaumudi E-paper
- Kerala Kaumudi Online
- Kerala Kaumudi calander
- Kerala Postal Circle
- Make Money - Google Adsense
- Malayalam Calander
- Malayalam Movie Watch Online
- Manoramaonline
- PTC Mysore
- Raiway Passenger Reservation
- The Hindu News Paper
- Web Directory
- Yahoo
- ePost office
സ്ത്രീകള് എങ്ങിനെ വസ്ത്രം ധരിക്കണം എന്ന് പുരുഷന് നിഷ്ക്കര്ഷിക്കുന്നത് ശരിയോ? അല്ലെങ്കില് തിരിച്ചും?
Tuesday, July 26, 2011
IPO Model Questions - Collections
Monday, July 25, 2011
Sree PA Kurian Retire from service Without pension and other benefit
Sri P. A. Kurian,MM,SRO ,RMS 'TV' Division,Tiruvalla retired from service on 31-07-2011 after rendering more than 27 years of temporary and one year permanant service to the Postal Department, He joined the department as Part Time (saukidar) on 16-01-1984.He continued his Part Time service for 26 years, then he was promoted and posted to MM. He joined as MM on 19-07-2010 at Tiruvalla RMS.He also worked at Changanacherry STG for 26 years. His wife is .......(House wife).He has two son Anish . p .Kurian and Ajish P Kurian He is residing at Mannuparambil house,Manarkadu,Kottayam
He is vary poor and humble man .retired from department without pension and other benefit
He is vary poor and humble man .retired from department without pension and other benefit
ശ്രീമാന്.പി .എ .കുര്യന് വെറും കൈയുമായ് ആര്. എം .എസ് .സിനോട് യാത്ര പറയുന്നു
സേവനം ചങ്ങനാശ്ശേരി ആര്. എം .എസ് .ല് തുടങ്ങി
അവസാനം തിരുവല്ല ആര് .എം എസ് ല് സേവനം
പുര്ത്തികരിക്കുന്നു. സേവനത്തിന്റെ പരിസമാപ്തികുറിച്ച ദിനം.
ഓഫീസില് നിന്നുമുള്ള പടിയിറക്കം.
ഔദ്യോകിക സേവനത്തില് നിനുള്ള വിടവാങ്ങല് യാത്ര.
പാര്ട്ട് ടൈം ജിവനക്കാരനായ്
postal department സേവനം
ചങ്ങനാശ്ശേരി ആര്. എം .എസ് .ല് തുടങ്ങി
വെറും കൈയുമായ് ഓഫീസില് നിന്നുമുള്ള പടിയിറക്കം.
പാര്ട്ട് ടൈം നിനെ ഫുള് ടൈം ,ഇ .ഡി പോസ്റ്റ് ,പിനെ മസ്ദൂര്
മാറ്റി മാറ്റി പരീക്ഷണം നടത്തി
അവസാനം പോസ്റ്റ് കിട്ടിയപോള്
പെന്ഷന് ആനുകുല്യം ഇല്ലാതെ വെറും കൈയുമായ്
ഓഫീസില് നിന്നുമുള്ള പടിയിറക്കം
അധികാരികളുടെ അലംഭാവം വളരെ ക്രുരമായ് ഭവിച്ചു
വളെരെ കഷ്ടം ....പാര്ട്ട് ടൈം ജിവനക്കാരനായ്
postal department സേവനം
ചങ്ങനാശ്ശേരി ആര്. എം .എസ് .ല് തുടങ്ങി
വെറും കൈയുമായ് ഓഫീസില് നിന്നുമുള്ള പടിയിറക്കം.
പാര്ട്ട് ടൈം നിനെ ഫുള് ടൈം ,ഇ .ഡി പോസ്റ്റ് ,പിനെ മസ്ദൂര്
മാറ്റി മാറ്റി പരീക്ഷണം നടത്തി
അവസാനം പോസ്റ്റ് കിട്ടിയപോള്
പെന്ഷന് ആനുകുല്യം ഇല്ലാതെ വെറും കൈയുമായ്
ഓഫീസില് നിന്നുമുള്ള പടിയിറക്കം
അധികാരികളുടെ അലംഭാവം വളരെ ക്രുരമായ് ഭവിച്ചു
വേദനയുടെ ..
നൊമ്പരങ്ങള് ...
അനവധി പേരില്ഒരാള്
ഇങ്ങനെ കുറെ ജീവികള് ..
നഷ്ടങ്ങള് മാത്രം ലഭിക്കുന്നവര് ...
ഇവരുടെ പ്രയാസങ്ങള് ആര് അറിയുന്നു ...????????
Practice for LGO Examination-General English Grammar
Practice for LGO Examination-General English Grammar
ENGLISH GRAMMAR QUIZZES
Please click to get online ltest
ENGLISH GRAMMAR QUIZZES
Please click to get online ltest
Retirement age to 62 should not be enhanced
Most of them have endless governmental resources at their disposal such as band of vehicles, army of officials to take care of their “BEGAR”. The government vehicle runs to drop and pick their kith and kin whole day and night. Someone should tell them that they survive on TAX PAYERS hard earned money. Millions of Dollars are spent of their maintenance everyday in this country.
Most of them have failed to uphold Rule of Law. They are so stratified on the basis of caste, religion, region, language that they failed to uphold Equal Protection of Law to the people of this country in last around 60 years of democratic functioning. They are more faithful to their henchman rather to the Constitution of this country. So corrupt they are morally that they accept bribe even under the Sign displaying that “Taking Bribe is Criminal offence”. They are so pliant and spineless and can stoop to any extent for getting a small thing like a posting. They are instrumental in the spread of lawlessness and have failed to uphold Rule of Law in more than two-third states of this country.
This babudom is not a steel frame rather a spider web which is unable to sustain the pressure even a drop of water. Have they ever been held accountable? One must ask at whose cost all these freebies are enjoyed by them and with what face they are pleading for extension. Due to this Babudom, Indian Babu is termed as worst even in Asia.
Courtesy : http://tkbsen.blogspot.com/
BSNL Launches Pyari Jodi Plan For Existing Subscribers
Pan India 3G mobile service operator Bharat Sanchar Nigam Ltd (BSNL) today announced the launch of its most popular “Pyari Jodi Plan” for all existing prepaid subscribers in all telecom circles across India.
BSNL introduces new Plan Activation STV for Rs. 22 which offers all the benefits of “Pyari Jodi Plan” (also known as Anbujodi plan in Tamilnadu and Home Unlimited Plan in Kerala) on existing BSNL mobile number. Earlier the plan was available only of New and MNP subscribers.
With the Pyari Jodi Plan STV-22. subscriber can make Unlimited Free Local calls from their existing mobile number to their registered BSNL home land line (Only from Home LSA).
While all other local and STD Calls (except Home land line number) shall be charged as per ‘Pay-Per Second’ tariff. After the expiry of initial plan validity of 180 days, further validity can be extended by using any of the recharge coupons and continue to enjoy the Unlimited Free call facility forever. Pyari Jodi Plan Activation Voucher -22 will be available only on C top up in all telecom circles across India.
BSNL Pyari Jodi STV-22 Tariff Details :
How to Register FF Landline Number number and F&F Numbers (Tamilnadu and Chennai Circle) :
The BSNL customer can register one BSNL Landline Number or WLL-Fixed Wireless Number (Limited Mobility) as FFL by sending SMS FFL Landline number with STD CODE to 53733 to avail Unlimited FREE Local calls.
To avail reduced local call charges on two BSNL Numbers & STD call charges on 1 BSNL Number, Customer has to activate through SMS to 53733 as detailed below:
1. FFE 1st BSNL No_ 2ND BSNL No_ 3rd BSNL Number.
Note : FFE number can be Landline/ Fixed WLL/WLL with limited mobility / RUIM /GSM Mobile, all within TamilNadu LSA (incl CHTD) of BSNL. Except for the mobile numbers, for Landline/ Fixed WLL/ WLL with limited mobility, the STD code of the station may be prefixed.
2. For change of F&F numbers, send SMS as FFM_old number_ New number to 53733.
3. FFM stands for modification of F&F number. For any change of existing F&F number Rs.5 per number per occasion (one time) will be charged.
In other circle, call 1503 from your BSNL Mobile after recharging with STV-22.
SAMVARDHAN – PENSION SCHEME FOR LIC AGENTS
Re: ‘Samvardhan’- Pension Scheme ( Defined Contribution) for the agents of the Life Insurance Corporation of India.
This scheme is only available to LIC of India’s agent and not for general public.
Reason to publish this article is to just make you aware, how much LIC of India cares about its Policyholders, employess and agents.
Reason to publish this article is to just make you aware, how much LIC of India cares about its Policyholders, employess and agents.
It has been decided by the Competent Authority to start a Group Superannuation Cash Accumulation Scheme- ‘Samvardhan’, for the Agents of the Corporation. This scheme is being started with a view to assist the agents in creating a sizeable corpus during their productive year which can be used to provide the pension in a structured way, after the accumulation period.
Main features of the scheme are as under :
Eligibility:
1. All the active agents having annual commission of Rs. 1,00,000 along with agency tenure of minimum 1 year can join the scheme. Membership of the scheme is voluntary.
2. Minimum age at entry ( in years) 18 completed
3. Maximum entry age ( in years) 65 completed
2. Minimum age at entry ( in years) 18 completed
3. Maximum entry age ( in years) 65 completed
Contributions:
1. Minimum contribution by the Agent Rs. 500/- per month and in multiples of Rs. 500/- thereafter
2. Minimum accumulation period upto age 60 years
3. Maximum accumulation period upto age 75 years
4. Minimum deferment period- 10 years
2. Minimum accumulation period upto age 60 years
3. Maximum accumulation period upto age 75 years
4. Minimum deferment period- 10 years
(a) Benefits payable after the accumulation period: A pension will be payable to the member agent on vesting which will be dependent on the age on vesting, accumulation of the contribution in the member’s account and the annuity rates at the time of vesting.
A maximum of 25% of the accumulated corpus can be commuted under the scheme. The balance corpus will be utilized to purchase immediate annuity in respect of the member agent. In case the corpus is not sufficient to purchase a minimum pension applicable at that time, the accumulated amount will be paid to the member.
(b) Benefits payable on the death of the member:
On the unfortunate death of the member, following amount is payable:
(i) The amount payable to nominee will be the accumulated value of member’s contribution
or
(ii) Pension for the spouse: The accumulated value of member’s contribution will be utilized to purchase immediate annuity as per the choice of nominee certified by the Master Policy holder, at the then
prevailing annuity rates provided the corpus is sufficient to purchase a minimum pension applicable at that time.
(c) Benefits payable on withdrawal of individual member:
Normally early withdrawal from the scheme will not be permitted.
However, under conditions viz. termination of agency, change of profession,
insufficient income, early withdrawal can be permitted by the Branch Incharge.
Benefits payable under early withdrawal will be as under:
(i) The accumulated value of members’ contribution will be utilized to
purchase annuity from the date of withdrawal provided the corpus is
sufficient to purchase a minimum pension applicable at that time.
Alternatively, accumulated corpus can be refunded to the member
agent on his request subject to the deduction of the exit charges
decided by the Corporation on the date of exit.
(ii) The accumulated amount in the member’s account will be
compulsorily refunded to the member if the corpus is not sufficient to
purchase a minimum pension applicable at that time. The amount
will be refunded after deduction of exit charges that will be decided
by the Corporation on the date of exit.
Other Conditions
1. The Scheme will run as a defined contribution under Group
Superannuation Cash Accumulation Scheme of LIC of India.
2. Separate Master Policy will be issued for each Branch by the P&GS Unit
under the jurisdiction of the branch.
3. The Chief/Sr/Branch Manager of the concerned branch of LIC will be the
Master Policy Holder under the scheme.
4. Branch will provide a list of agents who have opted for the scheme with
Agency Code, Name, Date of birth and contribution amount along with one
cheque payable at par/DD of the total amount every month, to the
concerned P&GS unit.
5. Agency code will be used as employee no. and lic id will be issued to each
agent by the concerned P&GS unit.
6. Individual member-wise account will be maintained by P&GS Unit.
7. The contribution will earn interest only from the date on which
contributions are received by P&GS unit along with the data.
8. Interest will be credited at the end of each financial year as applicable to
Cash accumulation Scheme at the rate decided by LIC of India from time to
time.
9. The Pension/ claim will be paid by the P&GS unit on receipt of the papers
duly signed by the Master Policy Holder and member/ beneficiary.
10. The scheme is an unapproved scheme hence no tax benefits will be available
under the scheme.
Instructions regarding administration of the scheme will be issued separately by LIC of India.
A maximum of 25% of the accumulated corpus can be commuted under the scheme. The balance corpus will be utilized to purchase immediate annuity in respect of the member agent. In case the corpus is not sufficient to purchase a minimum pension applicable at that time, the accumulated amount will be paid to the member.
(b) Benefits payable on the death of the member:
On the unfortunate death of the member, following amount is payable:
(i) The amount payable to nominee will be the accumulated value of member’s contribution
or
(ii) Pension for the spouse: The accumulated value of member’s contribution will be utilized to purchase immediate annuity as per the choice of nominee certified by the Master Policy holder, at the then
prevailing annuity rates provided the corpus is sufficient to purchase a minimum pension applicable at that time.
(c) Benefits payable on withdrawal of individual member:
Normally early withdrawal from the scheme will not be permitted.
However, under conditions viz. termination of agency, change of profession,
insufficient income, early withdrawal can be permitted by the Branch Incharge.
Benefits payable under early withdrawal will be as under:
(i) The accumulated value of members’ contribution will be utilized to
purchase annuity from the date of withdrawal provided the corpus is
sufficient to purchase a minimum pension applicable at that time.
Alternatively, accumulated corpus can be refunded to the member
agent on his request subject to the deduction of the exit charges
decided by the Corporation on the date of exit.
(ii) The accumulated amount in the member’s account will be
compulsorily refunded to the member if the corpus is not sufficient to
purchase a minimum pension applicable at that time. The amount
will be refunded after deduction of exit charges that will be decided
by the Corporation on the date of exit.
Other Conditions
1. The Scheme will run as a defined contribution under Group
Superannuation Cash Accumulation Scheme of LIC of India.
2. Separate Master Policy will be issued for each Branch by the P&GS Unit
under the jurisdiction of the branch.
3. The Chief/Sr/Branch Manager of the concerned branch of LIC will be the
Master Policy Holder under the scheme.
4. Branch will provide a list of agents who have opted for the scheme with
Agency Code, Name, Date of birth and contribution amount along with one
cheque payable at par/DD of the total amount every month, to the
concerned P&GS unit.
5. Agency code will be used as employee no. and lic id will be issued to each
agent by the concerned P&GS unit.
6. Individual member-wise account will be maintained by P&GS Unit.
7. The contribution will earn interest only from the date on which
contributions are received by P&GS unit along with the data.
8. Interest will be credited at the end of each financial year as applicable to
Cash accumulation Scheme at the rate decided by LIC of India from time to
time.
9. The Pension/ claim will be paid by the P&GS unit on receipt of the papers
duly signed by the Master Policy Holder and member/ beneficiary.
10. The scheme is an unapproved scheme hence no tax benefits will be available
under the scheme.
Instructions regarding administration of the scheme will be issued separately by LIC of India.
Know About Pension Process
UPON ENTRY INTO SERVICE
Service Book in prescribed Format to be maintained to record every step in your official life.It must contain Family Details and Nominations for Retirement/Death Gratuity and GPF.
EVERY YEAR
You must check your Service Book so as to verify correctness of entries made therein.
AFTER TWENTY FIVE YEARS OF SERVICE
Issue of Service Verification Certificate of your Qualifying Service by Head of Office.
FIVE YEARS BEFORE RETIREMENT
Verification of your Qualifying Service, five years before retirement by Head of Office
TWO YEARS BEFORE RETIREMENT
Head of Office should write to Directorate of Estate for issue of No Demand Certificate in respect of period of preceding eight months before the date of your retirement, in case you occupy Govt. Accommodation.
NOT LATER THAN TEN MONTHS BEFORE RETIREMENT
Head of Office will issue you a certificate regarding length of Qualifying Service proposed to be admitted for purpose of pension and gratuity and as to emoluments and average emoluments for purpose of reckoning of retirement gratuity and pension for your acceptance. Head of Office will issue you Form 5 for completion.
NOT LATER THAN EIGHT MONTHS BEFORE RETIREMENT
You may submit Form 5 duly completed in all respects to the Head of the Office
NOT LATER THAN SIX MONTHS BEFORE RETIREMENT
Head of Office shall ensure completion of Part-I of Form 7 and he shall forward the pension papers to the PAO.
THREE MONTHS BEFORE RETIREMENT
You may apply for commutation of pension in Form I-A to the Head of Office for onward transmission to the PAO. You may please ensure that your DDO has stopped making GPF recoveries in your case.
TWO MONTHS BEFORE RETIREMENT
Head of Office shall communicate to the PAO, Govt dues recoverable from DCRG in your case.
ONE MONTH BEFORE RETIREMENT
After checking of your Pension case received from your Head of Office, Pay & Accounts Officer shall issue PPO & authority for Gratuity.
Know your Pension Process - Click here
GOOD NEWS FOR DEFENCE PENSIONERS
THE “SUVIGYA” SOFTWARE IS NOW AVAILABLE IN AIR FORCE ASSOCIATION-INDIA WEBSITE
The Suvigya Software, which was developed by CGDA has been successfully uploaded in Air Force Associations’s Website (Beta version), which is under construction now.
Readers are invited to visit Air Force Association-India Website with the help of following link.
After opening the website, click the more option against Recent Message, then you will find “Calculate your pension” button on the next screen right hand side. Click that button, you will get Suvigya.
Find out your correct pension by feeding the required information and also help your friends to get their correct pension.
Please don’t forget to send a thanks message to AFA through feedback tab on the site. A full fledged AFA Website will be opened under the domain name afa-india.org in few days.
This is really a very useful service to our defence pensioners. All internet user ex-servicemen, please help the family pensioners to know their correct pension.
4 Tips to Buy New LCD Screen Within Budget
Visual display is always been a demanding technology and everyone desires good crystal sharp display and want to replace their CRT screens with new LCD TV or Monitor. The biggest challenge today for a new buyer is selecting the best model out of huge range of gadgets. So here are some tips from personal experience to help you decide and purchase the best LCD screen according to your demands.
1. Screen Size
Before buying any LCD the first thing you need to decide is the size of the screen. Most of the users prefer fancy large size LCDs but the size of the LCD should be decided on the space available, because there should be a distance between the viewing area and the screen so that it won’t produce eye strains. If large LCD is viewed from the shorter distance, some tiny pixels granules will be seen and image will seem dithered. If you are spending money for sharper display than this thing will disappoint you, so size and space matters!
2. Resolution
Resolution defines how fine and sharp the picture quality is , better the resolution sharper will be the picture quality. Average LCD screens offer a minimum pixel resolution of 1280×720. Some large screen LCD TV or monitor have as high pixel resolution upto 1920×1080 , accompanied by obviously a high price tag. Like popular LG Scarlet range which comes in 42 inches to 47 inch range has 1920 x 1,080 pixel resolution while the 32 inch and 37 inch models offer 1366 x 768 pixel resolution.
3. Contrast Ratio
Contrast ratio is another important point to be kept in mind before buying any LCD. Actually it defines the light and dark portion of the display screen. If LCD screen has a low contrast ratio, dark images will look grey and light images looks washed or blurred. An average contrast ratio to have in a LCD is 10000:1 for a 32-inch screen.
New range of Toshiba LCD TVs offer Higher Dynamic Contrast ratio (maximum 30000:1 in 37-inch LCD). Latest Samsung LCD TV has a Dynamic Contrast Ratio of 50000:1 in 46-inch.
4. Response Time
Response time shows how fast your monitor responses to the fast moving objects. If you are a gamer then this is critical because for an example, if there is a super fast speeding car on the screen, a low response timed screen will create a blurred output.
So, before you buy, check the specifications for Motion Response Time (usually measured in milliseconds). On an average, an LCD TV/Monitor should have a Response Time of either 6 ms, 8ms or 12ms.
Beside the tips above, budget constraint would be the only aspect that might force you compromise on quality product. But whatever you use withing your budget, these points will definitely help you decide to buy the best LCD screen for you
Courtesy : http://www.tipsotricks.com/
Sunday, July 24, 2011
SpeedNet 3.1.2 Revised Version ( Release Date - 23/07/2011)
SpeedNet 3.1.2 Revised Version ( Release Date - 23/07/2011) available in PTC, FTP site
This Release is specifically for providing:
i) Provisions for Prepaid/Advance Customers with Booking/Billing/Reports options.
ii) Enhanced features for Collection Agents including Billing w.r.t. acceptance of articles from Prepaid/Advance/BNPL Customers.
iii) Newly Installed and configured SpeedNet not to have BOs in Office Master - In compliance with the requirement of adding all of BOs of Pin Code Directory into SPC Site Office master data, latest BO data is available at SPC Site.
For more details, please see the New installation Notes as to how to update the latest BO data into local database.
iv) Weight Limit for Foreign EMS Articles as per Dte Lr No. 22-1/2011-DA dated 22/06/2011 is provided.
v) EPP Related : -
EPP Booking for BNPL Articles with Circle allotted Barcode prefix validation, EPP Distance Configuration for Cities, closing separate EPP Bag with EPP Articles was already provided vide release dated 20/05/2011. Delivery of EPP Articles was already available in the SpeedNet earlier version and the same is continued.
In this release we have provided – Circle Wise EPP Bag Barcode Series validation as per Dte Lr. No 10-20/2008 BD&MD dated 06/06/2011.
vi) Article/ Bag Barcode validation for Print To Post Centers who book and bag UID Articles with U series Barcodes as per Dte Lr. No. 51-53/2010-BD&MD dated 14/07/2011
vii) Handling of U Series Barcoded UID Articles at Delivery Offices: Offices other than Print To Post Centers can receive the Bags from Print to Post Centers and receive the articles, issue to post man for delivery or send for other offices for delivery with U series Barcodes.
viii)BO Bag Close with UID Bundles/Articles at Delivery Office.
When Print to Post Centers close Bags with Bundles of UID Articles to Delivery offices, there may be also Bundles for BOs of those Delivery Offices.
As those UID Bundles shouldn’t be opened at Delivery Office – BO Bag Close with UID Bundles/ Articles if any sent loose, is provided.
ix) MNOP Hub Master Data : Latest revisions to the Hub Master are available in this release. Supervisor has to use the option Master-> Hub Details and Update option to get the latest data. Latest data can be viewed thereafter.
Download Link : Click Here
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