സ്ത്രീകള്‍ എങ്ങിനെ വസ്ത്രം ധരിക്കണം എന്ന് പുരുഷന്‍ നിഷ്ക്കര്‍ഷിക്കുന്നത് ശരിയോ? അല്ലെങ്കില്‍ തിരിച്ചും?

Friday, June 28, 2013

ഫെയ്സ്ബുക്കിലെ അക്സെപ്റ്റ് ചെയ്യാത്ത ഫ്രെണ്ട് റിക്കൊസ്റ്റുകള്‍ എങ്ങനെ കണ്ടു പിടിക്കാം



ഫെയ്സ്ബുക്കില്‍ ഒരുപാട് ഫ്രെണ്ട് റിക്കൊസ്റ്റ് നിങ്ങള്‍ അയച്ചിട്ടുണ്ടാവും , പലരും അത് സ്വീകരിക്കും കുറച്ചൊക്കെ സ്വീകരിക്കാതെ കിടക്കുകയും ചെയ്യും .. കുറെ റിക്കൊസ്റ്റുകള്‍ പെന്റിംഗ് ആയി നില്‍ക്കുമ്പോള്‍ ഫ്രെണ്ട് റിക്കൊസ്റ്റ് അയക്കുന്നത് ബ്ലോക്ക് ആവുകയും ചെയ്യാറുണ്ട് .

എങ്ങനെയാണ് പെന്റിങ്ങില്‍ ഉള്ള ഫ്രെണ്ട് റിക്കൊസ്റ്റുകള്‍ കണ്ടു പിടിക്കുന്നത് എന്നാണു ഇവിടെ കൊടുക്കുന്നത് . ആദ്യമായി Account Settings ക്ലിക്ക് ചെയ്യുക .



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ഇനി നിങ്ങള്‍ ഫെയ്സ്ബുക്കില്‍ കൊടുത്ത ഇ മെയില്‍ അഡ്രസ്സിലേക്ക്  ഇത് ഡൌണ്‍ലോഡ് ചെയ്യാനുള്ള ലിങ്ക് വരും . ഇതിന് ഏകദേശം 2 മണിക്കൂര്‍ വേണ്ടി വരും . അതില്‍ ക്ലിക്ക് ചെയ്‌താല്‍  facebook.zip എന്ന ഫയല്‍ ഡൌണ്‍ലോഡ് ആവും .

ഇനി അത് അണ്‍സിപ്പ് ചെയ്യുക . HTML എന്ന ഫോള്‍ഡര്‍ ഓപ്പണ്‍ ചെയ്തു അതില്‍ കാണുന്ന Friend_requests.html എന്ന ഫയലില്‍ ക്ലിക്ക് ചെയ്തു ഓപ്പണ്‍ ചെയ്യുക .


ഇപ്പോള്‍ ബ്രൌസെറില്‍ നിങ്ങള്‍ അയച്ച ഫ്രെണ്ട്  റിക്കൊസ്റ്റുകള്‍ അക്സെപ്റ്റ് ചെയ്യാത്തവര്‍ ആരെല്ലാം ആണെന്ന് കാണാം  ..


ഇനി ഈ റിക്കൊസ്റ്റുകള്‍ എല്ലാം കാന്‍സല്‍ ചെയ്യണം എന്നാഗ്രഹിക്കുന്നവര്‍ക്കായി ഒരു കാര്യം .. ഓരോ ആളുകളുടെയും പേര് അത് പോലെ ഫെയ്സ്ബുക്കില്‍ സെര്‍ച്ച്‌ ചെയ്യുക . പിന്നീട് താഴെ ചിത്രത്തില്‍ കാണുന്ന പോലെ Cancel request അടിക്കാം ..

 

Next time you go to the Post Office, it may well turn out to be a bank


A long-pending dream of  to have banking operations is now taking a final shape. The  has moved a Cabinet note with the government providing Rs 500 crore as seed capital to India Post for this purpose. This is the minimum paid up capital required under the final norms for banking licenses put up by the Reserve  of India. 
 
Financial help from the government is needed since India Post ran a deficit of Rs 5,805.9 crore in 2011-12, though 8.5% lower than Rs 7,899.3 crore in the previous year.
 
India Post plans to start banking operations in 50 branches, a key official said. 

The official said all the initial work on applying for a banking license to  has been completed and the only task left now is to formally submit its application. 

The deadline for submitting applications is July one and in between only two working days are left. 

"Our officer is in Mumbai and we will file the application before the deadline," the official said.

When asked that it would be too costly an affair to convert a  into a bank, the official explained that both post office work of India Post and banking operations will simultaneously exist.

She said India Post can always squeeze a little space in its existing post offices. "We can give the bank a completely different branding and so the bank and post office can coexist ," she said.

"That little space for bank branches will be built from the scratch. But, the existing infrastructure across 1,50,000 post offices will be leveraged. We are naturally the most fit candidate to open a bank as no one can match the department's reach," the official said.

She said India Post has around 1,50,000 post offices, while all the other bank branches combined would come to around 50,000 only. 

"So, other aspirants have a reason to worry, but we qualify RBI's eligibility criteria in all respects," the official said. 
When other private banks can have a lean and mean approach in terms of bank branches and can still be successful, so can India Post, the official asserted. 

But, the idea is to not to open branches across all the 1,50,000 post offices, but have a selective play. "If we cover the entire network, it will be too extensive, therefore we will open in places where there are not other banks etc. And our post man could act as a banking correspondent enabled with micro-ATMs," she said.

To become a bank, India post will have to restructure its shareholding. There is a stipulation in the RBI's norms that promoter companies of entities wishing to set up banks should be 51% held by the public. At present, India post is 100% government of India holding.

India Post has long nursed an ambition to start a bank, called Post Bank of India. 

Earlier, the finance ministry is understood to have opposed India Post’s plan as the postal service doesn’t have the expertise needed in relevant areas, such as handling credit.

The Department of Post has a few savings instruments like post office savings scheme, besides acting as a distributor for mutual fund companies. It also has a life insurance scheme— Postal Life Insurance.

India Post's plans will also help the UPA’s ambitious Direct Benefits Transfer (DBT) Scheme as the programme falters because of poor last mile connectivity of banks.

The official said the banking correspondent model as enshrined in DBT will be performed by postman. He will get an additional commission of 0.07% over and above his regular salary for every new deposit.  The official said that moves are also afoot to link all post office branches with core banking solutions (CBS), which would further enable them to function as a full-fledged bank.
Source : http://www.business-standard.com/
[http://www.business-standard.com/article/economy-policy/next-time-you-go-to-the-post-office-it-may-well-turn-out-to-be-a-bank-113062700753_1.html]

Useful Links regarding Income Tax

Promotion cannot be withheld because of the mere pendency of investigation: CAT Order


Promotion cannot be withheld because of the mere pendency of investigation, rules CAT: The Hindu
The Central Administrative Tribunal, Madras Bench, has ruled that promotion cannot be withheld because of the mere pendency of investigation and directed the Defence Ministry to promote an Indian Ordnance Factories Service (IOFS) officer within 45 days.
Disposing of an application filed by M. Ravi, a 1975 batch officer, the Bench, comprising members B. Venkateswara Rao and Naresh Gupta, held that the defence authorities had erred in withholding his promotion without valid reason. The Bench also said, “No charge sheet has been issued to the applicant. The promotion was withheld merely on the ground of pendency of criminal investigation by the CBI.”
Mr. Ravi is presently working as Senior Deputy Director of General, Armoured Vehicles Factory, Avadi.
He contended that he served in various capacities in other factories. The Departmental Promotion Committee (DPC) convened in January 2012 and 2013 recommended his name along with S.K. Gupta and B.N. Singh for promotion to Appointments Committee of the Cabinet (ACC) for its final approval.
He was not promoted on the ground of a criminal investigation by CBI pending against him. The investigation was a result of an alleged irregularity that took place when he was working at ordnance factory, Medak, between 1999 and 2005.
In an application before CAT, he also sought a direction to the defence authorities to promote him. He also contended that the promotion had been withheld because of ‘long pending’ investigation but there was no disciplinary action of any kind initiated against him. Hence, Mr. Ravi said that the authorities postponed the promotion indefinitely.
The defence authorities contended that six vacancies arose in the level of member to the Ordnance Factory Board.
In fact, the recommendation of DPC should be approved by Appointments Committee of the Cabinet (ACC) for effecting promotion. Along with others, the candidature of Mr. Ravi was also considered. In view of the investigation by the CBI with respect to him, the ACC accorded its approval to others and directed the Defence Ministry to resubmit the proposal for promotion of Mr. Ravi after completion of the ongoing investigation.
The Tribunal also pointed out that a draft charge sheet which did not fructify into regular charge sheet and that should not be a ground for withholding promotion. The Tribunal added, “Unless a regular charge sheet is issued, no disciplinary action can be initiated against the officer of the government and no promotion can be withheld by the mere pendency of investigation.”

via : http://karnmk.blogspot.in/

Expansion of electronic Fund Management System (eFMS) – Regarding.


 

Send your last 'taars' by July 15


HYDERABAD: For those who have never sent or received a telegram and planned to post one later, the time is running out fast. The curtains will come down on the 160-year-old telegraph services, with the BharatSancharNigam Limited (BSNL) announcing its closure a few weeks ago. The last day to send out telegrams (taars) is July 15.
The fall in revenue from the telegraph servicesover the years has eventually led to its absolute shutdown. "Like in other cities, in Hyderabad too the usage of the telegraph has declined drastically over the past few years. The service was being used quite frequently even till a decade ago," said M Seshachalam, additional general manager of telegraph services at BSNL, AP Circle. "Lately, it was being observed that telegrams were being sent mostly for legal purposes and for invitations for social events such as weddings," he added.
After being under the umbrella of the postal services since the 1850s, telegraph services were merged with the telecommunication department around two decades ago and some officials believe that is when telegram started losing to new-age technology. A telegram message is charged by the number of words it contains which is fixed at Rs 27 for every 50 words.
Once considered the most popular mode of long distance communication, the telegram and the telegraph machine will soon become historical artifacts to be preserved for future generations to see as curios. "The archival value of the telegram service will definitely increase now. It was one of the first means of communication and will have a special place in the conservation of India's history," said eminent historian Narendra Luther.
However, the youngsters in the city are largely of the view that phasing out of the telegraph was a natural step. "It is an obsolete means of communication. With mobile phones and the internet, there is no use of the telegraph," said 25-year-old finance professional Neha Paul.
But some fondly reminisce of the days before the mobile phone and the World Wide Web, when the taar was one of the few modes of communication available. "The telegram is not as fast as today's means of communication but no one can deny the feeling of warmth you get when receiving a telegram holding good news," said KLK Shastry, 79, a retired postmaster.


CAT Cuttack Bench directs the Principal Chief PMG Odisha Circle to keep the selection process to the post of Postmaster Grade-III, abeyance


Secretary, Posts, ordered filling up of all GDS BPM Posts immediately


Wednesday, June 26, 2013

How to Verify PAN Card Holder Details i.e. Name and Jurisdication


To Verify Pan Card Holder Details i.e. Name of Pan Card Holder and Jurisdiction Details

Please Click link below.

https://incometaxindiaefiling.gov.in/e-Filing/Services/KnowYourJurisdictionLink.html

1. Enter Pan Card Number
2. Enter Captcha Code i.e. Enter the number as in image
3. Click on Submit

You will Get details of Pan Card Holder .
Courtesy : http://foreignpostmumbai.blogspot.in/

Admit Cards for PM Grade I (Departmental) Examination (30th June 2013)



Written Test for the post of PM Grade - I

Date of Examination : 30.06.2013 (Sunday)
Application Form No. :
(Given on your OMR Application Form at Point No 6 & 12)

To view details, please CLICK HERE.


Source : http://www.eonlineapply.com/dop/pages/track.aspx

iMO URL Changed


The url of iMO web application is changed from https://indiapostimo.gov.in/nic to https://indiapostimo.gov.in

Please add this url to Trusted Sites (Internet Explorer-> Tools-Internet Options-> Security->Trusted Sites)

Thursday, June 20, 2013

All India Postal Tournament Sports Calendar for the year 2013-14.


Directorate vide memo No. 6-02/2013-WL & Sports dated 04/06/2013 has finalised All India Sports Calender for the year 2013-14.

Sl. No.
Name of the Circle
Event
Date / Month of the Tournament
1
J & K
Cricket
July 2013
2
Bihar
Table Tennis
July 2013
3
Haryana
Carrom
August 2013
4
Gujrat
Volleyball
August 2013
5
Uttar Pradesh
Chess
19-25 August 2013
6
Kerala
Ba2013dminton
2-6 September 2013
7
West Bengal
Football
September 2013
8
Karnataka
Athletics & Cycling
September 2013
9
Odisha
Basketball
October 2013
10
Tamail Nadu
Hockey
October 2013
11
Andhra Pradesh
Kabaddi
October 2013
12
Maharashtra
Wrestling
November 2013
13
Jharkhand
WL/PL & Best Physiques
26-29 November 2013
14
Madhya Pradesh
Cultural Meet
January 2014.

Notification of holding LGO Examination for the year 2013 on 8/9/2013 issued by Directorate.


Directorate vide memo No. A.34012/7/2013-DE dated 17/6/2013 has issued notification for holding Limited Departmental Competative Examination for the promotion of Lower Grade Officials to the cadre of Postal Assistants / Sorting Assistants for the year 2013 on 8/9/2013. To view the original copy of Directorate memo, please CLICK HERE.

Notification for holding of Inspector Posts Examination 0n 7 & 8th September, 2013 issued by Directorate.


Directorate vide memo No. A.34012/05/2013-DE dated 17/6/2013 has issued notification for holding Limited Departmental Competative Examination for the promotion to the cadre of Inspector Posts 66.66% Departmental Quota for the year 2013 on 7/9/2013 and 8/9/2013. To view the original copy of Directorate memo, please CLICK HERE.

Train Tickets Refund Rule with effect from 01.07.2013



Refund Rule with effect from 1.7.2013. 

. 1. Definitions. - In these rules, unless the context otherwise requires -
(a) "clerkage" means a charge levied by a railway administration for the clerical work rendered by it in the refund of fares;
(b) "destination station" means the station for which the ticket has been issued;
(c) "RAC ticket" means a ticket on which a seat has been reserved against requisition for a berth and a berth may be subsequently provided against cancellation, if any;
(d) "fare" includes basic fare, supplementary charge on superfast trains and reservation fee;
(e) "reserved ticket" means a journey ticket on which a berth or seat has been reserved;
(f) "reservation fee" means the charge, in addition to the fare, levied by the Railway administration for the reservation of a berth or seat;
g) "station" means a railway station and includes other reservation offices or booking offices in the same city;
(h) "station master" means a railway employee, by whatever name called, having overall charge of a railway station and includes any other railway employee authorised to grant refund of fare at a Station;
(i) "ticket" means a single journey ticket or any half of a return ticket but does not include a season ticket, an Indrail Pass ticket or a special ticket for a reserved carriage or a tourist car or saloon, or a special train;
(j) "ARP" means advance reservation period upto which a reserved ticket can be booked for a future journey date;
(k) "confirmed ticket" means a ticket on which a seat or berth has been reserved;
(l) "TDR" means ticket deposit receipt issued to the passengers in lieu of the surrendered ticket, at the station where the ticket has been surrendered by the passenger;
(m) "tatkal ticket" means a ticket with shorter advance reservation period, issued to meet the requirements of those passengers who have to travel at short notice;
(n) "waitlisted ticket" means a ticket on which no berth or seat has been allotted.'
2. Levy of clerkage. - 
Subject to other provisions of these rules, station master shall levy a clerkage charge per passenger for cancellation of unreserved, wait-listed and RAC tickets at the rate of rupees fifteen for second class (unreserved) and rupees thirty for second class (reserved) and other classes".
3. Unused tickets on which no reservation has been made. - 
If a ticket on which no reservation of a seat or berth has been made is presented to the station master for cancellation, refund of fare shall be made on every such ticket after deducting the clerkage-
(i) the ticket is presented for cancellation within three hours of issue of ticket;
(ii) in case of tickets issued in advance, the ticket is presented upto 2400 hours of the day preceding the day of journey".
4. Unused tickets on which reservation has been made.

1.Subject to the provisions of these rules, if a ticket on which reservation of a seat or berth has been made is presented by the passenger or his agent to a station master for cancellation, refund of fare shall be made after deducting cancellation charges from the fare as follows:-
(a) if the ticket is presented for cancellation more than forty eight hours in advance of the scheduled departure of the train, a minimum per passenger cancellation charge shall be deducted at the flat rate of rupees one hundred and twenty for airconditioned first class/executive class, rupees one hundred for airconditioned-II tier/first class, rupees ninety for air conditioned III-tier/ 3 economy/airconditioned chair car, rupees sixty for sleeper class and rupees thirty for second class.
(b) if the ticket is presented for cancellation between forty eight hours and upto six hours before the scheduled departure of the train, cancellation charge shall be twenty five per cent of the fare subject to a minimum of the cancellation charge referred to in clause(a);
(c) if the ticket is presented for cancellation within six hours before the scheduled departure of the train and upto two hours after the actual departure of the train irrespective of distance, the cancellation charge shall be fifty per cent of the fare subject to a minimum of the cancellation charge referred to in clause (a);
and
(d) the passenger may get the ticket cancelled from any Passenger Reservation System(PRS) counters or the designated current counters:
Provided that for the night trains leaving between 21.00 hours and 06.00 hours (actual departure), refund shall be admissible at the station within first two hours after the opening of reservation office, in case no current counters are available at the station originating the journey;
(2) No refund shall be granted on the reserved ticket if it is surrendered for cancellation after two hours of the actual departure of the train.
(3) In case, on a party ticket or a family ticket issued for travel of more than one person, some persons have confirmed reservation and others are on waiting list, full refund of fare, less clerkage, shall be admissible for confirmed passengers also provided that the entire ticket is surrendered for cancellation within six hours before the scheduled departure of the train and upto two hours after actual departure of the train".
5. Unused waitlisted or RAC tickets.

(1) If a waitlisted ticket or RAC ticket is presented for cancellation, refund of fare shall be made after deducting the clerkage in the following manner, namely:-
(i) the ticket is presented for cancellation upto three hours after the actual departure of the train irrespective of the distance;
(ii) the passenger may get the tickets cancelled from any Passenger Reservation System(PRS) counters or the designated current counters;
(iii) no refund of fare shall be granted on RAC ticket or waitlisted ticket after three hours of the actual departure of the train.
(2) In case no current counters are available at the station originating the journey for night trains leaving between 21.00 hours and 06.00 hours (actual departure), refund of fare shall be admissible at the station within first two hours after the opening of reservation office.
(3) In remote and hill areas as identified by the Zonal Railway with the prior approval of the General Manager and printed in the time table, for night trains leaving between 19.00 hours and 06.00 hours (actual departure) refund shall be admissible at the station within first two hours after the opening of reservation or booking office, in case there is no reservation counters or booking office or current counters available in that area.
(4) Where confirmed reservation has been provided to RAC or waitlisted ticket holder at any time upto the final preparation of reservation chart, such ticket shall be treated as a reserved ticket and cancellation charge shall be payable in accordance with rule for Unused tickets on which reservation has been made.
5 A. Cancellation of e- tickets.-
(1) The e- ticket may be booked and cancelled through internet and the refund of fare shall be credited to the customer's account after deducting the charges applicable.
(2) In case of a confirmed e-ticket, refund of fare shall be granted in accordance with rule for Unused tickets on which reservation has been made.
(3) In case of RAC e-ticket, refund of fare shall be granted in accordance with rule for unused waitlisted and RAC tickets.
(4) In case of the waitlisted e-ticket on which status of all the passengers is on waiting list even after preparation of reservation charts, names of all such passengers booked on that Passenger Name Record (PNR) shall be dropped from the reservation chart and refund of fare shall be credited to the customer's account after deducting the clerkage.
(5) In case on a party e-ticket or a family e-ticket issued for travel of more than one person, some persons have confirmed reservation and others are on the list of RAC and waiting list, then in case of passengers on RAC or waitlisted not travelling, a certificate has to be obtained from the ticket checking staff to that effect and refund of fare shall be processed online through TDR, indicating the details of the certificate issued by ticket checking staff.
(6) The online TDR shall be filed upto seventy two hours of actual arrival of the train at passenger's destination and the original certificate issued by the ticket checking staff is to be sent through post to Indian Railway Catering and Tourism Corporation (IRCTC).
(7) The fare shall be refunded by Indian Railway Catering and Tourism Corporation (IRCTC) to the customer's account after due verification.
(8) In case of e-tickets (confirmed or RAC), if the reservation charts have been prepared, online TDR is required to be filed for obtaining refund.
(9) No refund of fare shall be admissible on e- ticket having confirmed reservation in case the request for refund is filed online after two hours of the actual departure of the train.
(10) No refund of fare shall be admissible on RAC e-tickets in case the request for refund is filed online after three hours of the actual departure of the train.
5 B. Refund on Tatkal ticket:

1. No refund of fare shall be admissible on confirmed Tatkal ticket.
2. In case of Tatkal ticket on waitlist, refund of fare shall be granted in accordance with rule for unused waitlisted or RAC tickets.
3. In case on a party Tatkal ticket or a family tatkal ticket issued for travel for more than one person, some persons have confirmed reservation and others are on waiting list, full refund of fare, less clerkage, shall be admissible for confirmed passengers also provided that the entire tatkal ticket is surrendered for cancellation within six hours before the scheduled departure of the train or upto two hours of the actual departure of the train.
6. Cancellation charges on multiple journey tickets - 
When an unused ticket involving more than one journey is surrendered for cancellation, the entire ticket shall be treated as one single journey ticket and refund of fare of the entire ticket, irrespective of reservation status of different laps of journeys, shall be granted as per reservation status of first lap of journey, as under:-
(i) if reservation status of first lap of journey is confirmed, refund shall be granted in accordance with rule unused tickets on which reservation has been made (confirmed tickets) and
(ii) if reservation status of first lap of journey is RAC or waiting list, refund shall be granted , in accordance with rule Unused waitlisted or RAC tickets.
Note: The cancellation charges or clerkage shall be levied only once on the entire amount of ticket and not separately for each lap of journey.
7. Postponement or preponement of journey on a reserved, RAC or waitlisted ticket.

(1) The postponement of journey on confirmed or RAC or waitlisted ticket shall be allowed in the same class and for the same destination or any higher class by the same train or by any other train for any subsequent days, subject to condition that.-
(i) the ticket is surrendered during the working hours of reservation office and at least forty eight hours before the scheduled departure of the train in which originally booked;
(ii) the confirmed or RAC or waitlisted accommodation is available in the train in which fresh reservation is required;
(iii) in case of confirmed ticket, fresh reservation fee for the class for which reservation is required, is paid; and
(iv) in case of RAC or waitlisted ticket, clerkage charge is paid.
(2) The preponement of journey on confirmed or RAC or waitlisted ticket shall be allowed in the same class and for the same destination or any higher class by the same train or by any other train for any earlier days, subject to condition that -
(i) ticket is surrendered during the working hours of reservation office and at least forty-eight hours before the scheduled departure of the train in which originally booked;
(ii) the confirmed or RAC or waitlisted accommodation is available in the train in which fresh reservation is required;
iii) in case of confirmed tickets, fresh reservation fee for the class for which reservation is required, is paid; and
(iv) in case of RAC or waitlisted ticket, clerkage charge is paid.
(3) In case of difference in fares for originally booked journey and revised journey, the difference of fare shall be refunded or recovered, as the case may be, subject to the provisions of sub rules (1) and (2) .
(4) The postponement or preponement of journey under the sub-rule (1) or sub-rule (2) shall be allowed only once.
(5) The postponement or preponement of journey on normal train ticket other that Tatkal ticket shall not be applicable against Tatkal Quota even on payment of Tatkal charges".
8. Change of journey from lower class to higher class. -

(1) Change of reservation shall be allowed on a reserved ticket of lower class for higher class on the same train and day or when reserved for a seat in a class for reservation of a berth in the same class on the same train and day, without levying any cancellation charges but on payment of fresh reservation fee for higher class/berth, provided that -
(i) accommodation is available, and
(ii) the request for change is made -
(a) either during the working hours of reservation office and upto six hours before the scheduled departure of the train, or
(b) during the course of journey in the train.;
(2) The change referred to under sub-rule (1) shall be allowed only once
(3) If the ticket on which change of reservation has been allowed under sub-rule (1) is cancelled, cancellation charge shall be payable as follows, namely :-
(a) cancellation charge as would have been due if the original reservation had been cancelled at the time when the change of reservation was allowed; and
(b) cancellation charge due in respect of the altered reservation as if the altered reservation is a fresh reservation.
9. Non-commencement or missing of journey due to late running of trains. -

(i) No cancellation charge or clerkage shall be levied and full fare shall be refunded to all passengers holding reserved, RAC and waitlisted tickets, if the journey is not undertaken due to late running of the train by more than three hours of the scheduled departure of the train from the station commencing the journey subject to condition that -
(ii) the ticket is surrendered upto the actual departure of the train;
(iii) in case of e-tickets, the TDR is filed online before the actual departure of the train for availing full refund. 

(2) In case the ticket is cancelled or surrendered or if the request for refund of fare is filed online after the actual departure of the train, no refund of fare shall be admissible.
(3) Where a passenger holding a ticket, with or without reservation, misses connection for continuedjourney by another train at any junction station owing to late running of the train by which he had been travelling, the fare for the travelled portion shall be retained and the balance amount of ticket shall be refunded as the fare for untravelled portion, without levying any cancellation charge or clerkage, if he surrenders the ticket for such refund within three hours of the actual arrival of the train by which he had travelled and the refund of fare shall be granted at the junction station".

10. Cancellation of tickets where railway administration is unable to provide accommodation. -
Where a railway administration is unable to provide accommodation for any reason whatsoever to passengers holding reserved tickets, no cancellation charge shall be levied and full refund of fare shall be granted to them if such tickets are surrendered for refund within three hours from the actual departure of the train:
Provided that when the train is cancelled due to unforeseen circumstances such as accidents, breaches and floods, the ticket is surrendered within three days excluding the scheduled day of departure of the train.
11. Partially used tickets. -

(1) Except as provided in these rules, no refund shall be granted at a station on a ticket on which part of the journey has been undertaken.
(2) Where a passenger terminates the journey enroute, a ticket deposit receipt shall be issued to the ticket holder by the station master of the station in lieu of surrender of the ticket and refund shall be admissible in terms of rule for refund of Passenger Reservation System (PRS) tickets in other circumstances. In such cases, fare for the travelled portion shall be retained and the balance amount of the ticket shall be refundable as the fare for the untravelled portion of journey.
12. Discontinuation of journey due to dislocation of train services. -

(1) When a train journey is dislocated enroute due to unforeseen circumstances, such as accidents, breaches and floods, full fare for the entire booked journey without any deduction for the travelled portion and without levy of cancellation charge shall be refunded at the station at which the journey is terminated under the following circumstances :-
(a) when the railway is unable to carry the passenger to destination station within a reasonable time by arranging transhipment or diversion or otherwise; or
(b) when the passenger is involved in a railway accident and/or injured in the accident and does not continue his journey; or
(c) in the case of death or injury to a passenger in a railway accident, the kith and kin of the passenger have to terminate the journey.
(2) Where the railway administration offers to carry the passenger to his destination station by any diverted route or by arranging transhipment or otherwise, and the passenger is not willing to avail of such an alternative arrangement, fare for travelled portion shall be retained and the balance amount of ticket shall be refunded as the fare for untravelled portion, without levying any cancellation charges, at the station at which the journey has been terminated.
(3) Where the train journey is dislocated enroute due to bandhs, agitations or rail roko, fare for travelled portion shall be retained and the balance amount of ticket shall be refunded as the fare for untravelled portion, without levying any cancellation charges.
(4) If the trains, which have separate all-inclusive fare structure on point to point basis, are terminated at a non-scheduled stoppage of the train and the passenger is not willing to avail of the alternative arrangement made by the railway administration to carry the passenger to his destination station, fare for the distance travelled shall be retained based on the per kilometer fare of ticket and balance amount shall be refunded as the fare for untravelled portion of journey.
13. Refund of certain fare on failure to provide air-conditioning facility in air-conditioned coaches. -

(1) Where the air-conditioning facility could not be provided for a portion of journey, refund on tickets issued for air-conditioned coaches shall be granted for such portion on the following basis, namely :-

(a) if the ticket is for air-conditioned first class, the difference between the air- conditioned first class fare and first class fare;
(b) if the ticket is for air-conditioned sleeper/air-conditioned 3-tier sleeper class, the difference between air-conditioned sleeper/air-conditioned 3-tier sleeper class fare and sleeper class fare (Mail and Express);
(c) if the ticket is for air-conditioned chair car, the difference between air-conditioned chair car fare and second class fare (Mail and Express);
(d) if the ticket is for executive class, the difference between the notified executive class fare for the concerned section and the first class fare (Mail and Express) for the concerned distance of that section.

(2) The refund of difference of fare under sub-rule (1) shall be granted at the destination station on production of the ticket alongwith a certificate from the conductor
or the guard or the travelling ticket examiner of the train giving particulars of the ticket, number of the coach and stations between which the air-conditioning facility was not provided, and is presented within twenty hours of arrival of the train.


14. When passengers are made to travel in lower class for want ofaccommodation.

If the ticket holder of a higher class is made to travel in a lower class for want of accommodation in the class for which the ticket was issued, refund of the difference between the fare paid and the fare payable for the class in which it is actually used shall be granted at the destination station or at the originating station, as the case may be:
Provided that refund shall be granted at the destination station on production of a certificate from the conductor or the guard or the travelling ticket examiner of the train certifying that the holder of the ticket had to travel in a lower class for want of accommodation in the class for which it was issued and the ticket, alongwith the above certificate, is presented within two days of the date of issue of the certificate (excluding the date of issue of the certificate).


15. Lost, misplaced, torn or mutilated tickets: -

(1) No refund of fare in respect of a lost or misplaced ticket shall be granted.

(2) Refund of fare shall be granted in respect of a torn or mutilated ticket if its genuineness and authenticity are verifiable on the basis of the particulars visible on the face of the ticket.

(3) If the reservation status of a lost, misplaced, torn or mutilated ticket, at the time of receipt of the application for issuance of a duplicate ticket for the purpose of undertaking journey, is confirmed or RAC and that the duplicate ticket is sought before preparation of reservation chart of the concerned train, the station master shall issue a duplicate ticket in lieu of the original ticket on payment of rupees fifty per passenger in case of second and sleeper class and rupees one hundred per passenger for other classes.

(4) If a duplicate ticket in lieu of a lost or misplaced reserved ticket is sought after preparation of reservation chart of the concerned train, it shall be issued on payment of a charge equivalent to fifty per cent of the total fare.

(5) No duplicate ticket shall be issued in respect of RAC tickets after preparation of reservation chart of the concerned train.

(6) If duplicate ticket in lieu of a torn or mutilated reserved or RAC ticket is sought after preparation of reservation chart of the concerned train, it shall be issued on payment of a charge equivalent to twenty-five per cent of the total fare.

(7) A duplicate ticket in respect of a party coach ticket or a special train ticket shall be issued upto the time of departure of the train, on payment of a charge equivalent to ten per cent of the total fare.

(8) No refund of fare shall be granted in respect of charges paid under sub-rules (3),(4),(5) and (6) except in cases where the lost or misplaced ticket is traced after the issuance of a duplicate ticket and presented alongwith the duplicate ticket before departure of the train and in that case charges collected towards the issuance of duplicate ticket shall be refunded after deducting five per cent thereof subject to a minimum deduction of rupees twenty.

(9) In case the journey is not undertaken, the cancellation charges on the original ticket shall be determined as specified in these rules.

(10) If the passenger, who has paid excess charges in train on account of his reserved ticket or RAC ticket being lost, misplaced, torn or mutilated, makes an application to a railway administration for grant of refund of the charges paid in train, the Chief Commercial Manager (Refunds) of that railway administration may, after making such inquiry as he may deem necessary, grant refund of fare, total charges realised in the train, after retaining the cancellation charges at fifty per cent. of a single journey ticket fare per passenger provided that no one has taken refund earlier on the original ticket".


16. Wait-listed passengers on concession and privilege ticket order tickets. -

When any person has purchased a ticket on any concessional order or privilege ticket order, and is wait-listed for reservation in any train, he shall be entitled to avail of the same ticket for reservation in any other train on the same date or any other date, without losing the benefit of concessional fare.


17. Unused portion of return tickets. -

No refund shall be granted on the unused portion of the concessional return tickets. When a return ticket is issued without any concession, it shall be treated like two single journey tickets and the refund shall be granted accordingly.

18. Refund of fare on unused tickets and freight realised on luggage tickets in respect of luggage booked on the same ticket in case the journey is not undertaken. -

(1) Refund of freight on luggage shall be granted by the station master as under:
(a)Luggage is with-
drawn at starting
station
Luggage ticket shall be cancelled and freight already
collected shall be refunded after recovery of wharfage charges, if any, and deduction of cancellation charge of rupees five per luggage ticket. Journey ticket shall be endorsed to the effect.
(b)Luggage already Dispatched from
the starting station
Freight charges on weight admissible as free allowance shall be collected and remarks to this effect endorsed on journey ticket.

(2) On production of journey ticket on which luggage has been booked, the fare shall be refunded only if bearing the endorsement referred to in sub-rule (1) on the unused ticket after deducting the cancellation charges or clerkage as per rules.


19. Application for refund of Passenger Reservation System (PRS) tickets in other circumstances.-

(1) For refund of fare under circumstances other than those specified in these rules or under circumstances like 'bandh' or agitations or floods, etc., the passengers could not reach the reservation counter or station or current counters for cancellation of tickets, in those cases, a TDR shall be issued to the passenger and the passenger may apply for refund of fare within ten days from the day of commencement of journey to the Chief Commercial Manager (Refunds) of the railway administration under whose jurisdiction the TDR issuing station comes, enclosing the original TDR.

(2) In the circumstances specified in sub-rule(1), the TDR shall be issued only upto three days after the scheduled departure of the train".
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Courtesy : http://karnmk.blogspot.in/