FAQs on iMO
1. What is iMO?
IMO is a web based instant money transfer service offered by India Post between two individuals within India.
2. How fast is the money transfer?
Money booked through iMO can be disbursed in the next minute.
A minimum of Rs. 1,000/- and a maximum of Rs. 50,000/- can be sent through iMO.
4. Is the money paid in cash?
Receiver
can receive the payment in cash up to Rs.50,000. He can also receive
the payment through his post office savings bank account in the same iMO
office.
5. How is money sent through iMO?
If
the money is being sent through the e Post Office, then all the
remitter is to go online, register the account and fill in the online
booking form. After the online booking form is completed the customer
should press submit and this will take you to the payment gateway site
where online payment will be processed. Thereafter the receipt will be
generated and the reference number on the receipt can be used for
further correspondence if required.
6. How does the payee collect money?
The
payee can collect money from any iMO post office other than office of
booking on presentation of the 16-digit iMO number and production of
photo-identity proof. While receiving money the payee will have to fill a
simple “To Make Payment” form .
7. What can be presented as proof of identity?
The payee can prove his /her identity by presenting any of the following photo-identity documents:
(a) Voter’s I-Card
(b) PAN Card
(c) Ration Card with photo of receiver
(d) Post Office Identity Card
(e) Driving License
(f) Passport
(g) Approved/Recognized Central Government / State Government / PSU / Office / College / University ID Card
8. Is iMO expensive?
Given the instant nature of transmission of money, iMO tariff is very reasonable.
9. Can message be sent along with money through iMO?
Yes,
along with money you can also send a message. Choose any one from a
list of standardized messages and it will be delivered along with the
money at no extra cost.
10. What makes iMO special?
· It is fast money transfer service from the friendly neighborhood post office – Money can be transferred within a minute.
· It is safe –
The money is disbursed only on presentation of the confidential
16-digit iMO number and proof of identity – ensuring that the money
reaches the right person.
· It is hassle free –
iMO does not involve tedious forms or lengthy procedures. A simple form
is to be filled and the money is ready to be transferred.
· It is reliable –
India Post has been handling Savings Schemes and Money Transfer for the
last 150 years. It is a name you can trust your money with.
10. Can the money be received only at one given iMO Centre or any iMO Centre in India?
The
payee can take payment from any iMO Centre in India except the post
office where the iMO was booked. This can be a great boon for business
travelers, traders, tourists, students, patients admitted to outstation
hospitals, etc. as they need not carry cash and can encash iMO as per
need at whichever location the need arises.
11. Where are the iMO Centres located?
Please click the link for the latest iMO centres. The location of iMO Centres
Remittance
|
Commission in INR
|
1000-10000
|
100
|
10001-30000
|
110
|
30001-50000
|
120
|
List of Standardized Messages
(You can choose one standardized message from the list below with your iMO without additional charges)
01. Wish you a speedy recovery
02. Wish you all success in your studies
03. Hearty Congratulations on New Arrival
04. Our sincere condolence
05. Happy Birthday
06. Heartiest Congratulations on the Distinction conferred on you. 07. Best Wishes for Your Success. 08. Congratulations. 09. Pongal Greetings. 10. Grehapravesh Mubarak 11. Heartiest Gur Purab Greetings 12. Diwali Greetings 13. Heartiest Greetings on Nav-roz 14. Id Mubarak 15. Ganapati Festival Greetings 16. Dussehera Greetings |
17. Christmas Greetings
18. Happy New Year 19. Holi Greetings 20. Many Happy Returns of the Day 21. Happy Anniversary 22. Best Wishes for a Pleasant Journey 23. Wedding Greetings 24. Wish you a successful trip abroad 25. Wedding Anniversary Greetings 26. Rakhi Greetings 27. Bhai Dooj Greetings 28. Onam Greetings 29. Bihu Greetings 30. Annaprassam Greetings 31. Mundan Greetings 32. Thread Ceremony Greetings 33. Chhat Puja Greetings |
Courtesy : http://aipeup3bbsr.blogspot.in/
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