സ്ത്രീകള്‍ എങ്ങിനെ വസ്ത്രം ധരിക്കണം എന്ന് പുരുഷന്‍ നിഷ്ക്കര്‍ഷിക്കുന്നത് ശരിയോ? അല്ലെങ്കില്‍ തിരിച്ചും?

Showing posts with label PLI and RPLI. Show all posts
Showing posts with label PLI and RPLI. Show all posts

Saturday, July 12, 2014

PLI - To become the first choice insurer in India.


e-Postal Life Insurance Some of the key process changes that will take place are mentioned below:


 Policy service requests can now be submitted through multiple channels like online, Post Office, CPCs and customer call center  Every Head Office will have an attached Circle Processing Center. (CPCs) wherein all types of functions relating to servicing of policies will take place. Around 809 Central Processing Centers (CPCs) would be set up
 Introduction of a system which will help in identifying potential customers.  Introduction of a system which will help in managing all the agents like disbursement of their commissions, performance tracking etc.
 Hand held device will be an interaction channel for customers for transactions such as payment of premiums, query, grievance, policy service request, request for an agent etc. Any type of customer related query can be resolved by calling at the call center 
 PLI/RPLI implementation seeks to meet the following objectives:  Become the first choice insurer for all the eligible customers in the country  Develop a fully integrated life insurance platform to enable efficient and cost effective service to existing and new customers  Enhanced quality of service being offered to the customers  Provide Insurance cover to large rural population, while minimizing the cost of operations
 PLI/RPLI will provide the following benefits:  Enable DoP employees to do all work relating to PLI/ RPLI like ‐ issue of policy documents, collection of premium, disbursement of loan, payment of claims etc. through one integrated software.  Process streamlining and faster application processing will increase efficiency in operations.  Provide robust data driven decision making, as MIS can be extracted from anywhere
 Better customer service / Lesser grievance. Automated claims management and renewal notices
 Better manpower utilization.  Employees satisfaction due to simpler and automated processes
For further details visit:
https://www.postallifeinsuarance.gov.in
https://www.indiapost.gov.in
Email us at:connect.indiapost.cm@gmail.com

Tuesday, July 08, 2014

Important Files and Documents for PLI (McCAMISH) Migration



Download McCAMISH Help Document for Counter / CPC Users

Download - PPT File
Download - PDF File

Download McCAMISH Intro Document

Download - PPT File
Download - PDF File


Preparatory activities for roll out at Pilot locations


McCAMISH URL CHECKING REPORT - Click Here  
Prerequisites for McCAMISH Application
Download JRE - GO !!!
Download Adobe Reader - GO !!!
Dolwnload Latest Version of JRE and Adobe Reader 
Adobe Reader XI (11.0.06) - Download
Java Version 7 - Update - 51 - Download

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 DOWNLOAD VARIOUS FORMS FOR PLI / RPLI - GO !!!
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DOWNLOAD VARIOUS SEPARATOR SHEETS FOR McCAMISH - GO !!!
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DOWNLOAD REVISED POLICY DOCUMENTS & PROPOSAL FORMS - GO !!!
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DOWNLOAD REVISED SERVICE REQUEST FORMS - GO !!! 

Courtesy : http://westdiv.blogspot.in/

Thursday, June 20, 2013

Declaration of bonus on PLI policies for the year 2010-11


Simple Reversionary Bonus rate for the year ending 31.03.2011 on the Postal Life Insurance Policies on their becoming claim, due to death or maturity:-

Sl.
Type of Insurance Policy
Rate of Bonus
(i)
Whole Life Assurance (WLA)
Rs.85 per thousand sum assured
(ii)
Endowment Assurance (EA)
Rs.60 per thousand sum assured
(iii)
Money Back Policies (AEA)
Rs.55 per thousand sum assured
(iv)
Convertible Whole Life Policies
Whole Life Bonus would be applicable but on conversion, Endowment Bonus rate will be applicable
(v)
Terminal Bonus
Rs.20 per sum assured of Rs.10,000 subject to maximum of Rs.1,000 for whole life policies and Endowment policies with term of 20 years and above.
The rate of Bonus for the year 2010-11 will be applicable from the date of receipt of this notification by the Circles and this will also be applicable to claim cases received but not settled till the date of receipt of this Notification.
Interim Bonus at the rates mentioned above will also be payable for all claims arising due to maturity or death until future valuation is completed.

To view Department of Posts (Directorate of PLI) Letter No.04-02/2012-LI dated 17.06.2013 please Click Here.

Thursday, January 31, 2013

RPLI Premium Calculator




RPLI Premium Calculator 

(Last updated - 12.12.2012)


Click Here to Download

Features in this File: 

  • Home page is provided in the file to navigate from one type to another type of Policies 
  • Premium amount is calculated both for Standard Age Proof and Non-Standard Age Proof policies 
  • Premium amount is calculated Seperately for Monthly, Quarterly, Halfyearly & Yearly Premium Policies. 
  • Automatic calculation of Age at Next Date of Birth of Insurant. 
  • Restriction on Minimum & Maximum Age limits/Sum Assured limits and it's Denomination 
  • Premium can be viewed at same time for all the possible maturity ages. 
  • Calculation of Approximate maturity amounts for possible Ages, according to the entered Bonus,which is editable. 
  • Automatic deduction of Rebate from Premium applicable for entered Sum assured amount. 
  • Configuration of Policy period for Children policy as drop-down list. 
  • Calculation of Total premium, Default Fee and Rebate amount for Monthly premium policy type. 
  • Display of Warning messages for entry of incorrect data in respect of Minimum/Maximum/Multiples of SA; Minimum entry age;Maturity age in Children policy,etc., 
  • Display of "Help Notes" for all input details at yellow boxes, etc., 
  • Option is provided in the main page of excel file to Download the Latest Calculator, if any changes/corrections specified by users are made within a week. 
  • Feedback Link is provided in Home Page to submit your view about this Calculator, Corrections to be made, etc., 

Also visit...


Thursday, November 29, 2012

PLI/RPLI CREDIT CERTIFICATE IN HOS AND SOS




TOTAL VIEWER SOFTWARE


A small reporting tool named Total Viewer developed by Sivakumar N. This tool will be very helpful for generating PLI/RPLI credit certificate in HOs and SOs, to know the dispatch details of registered article, etc.

Download Link


Courtesy : Sivakumar N.
System Administrator
O/o Postmaster, Karunagappally
Kollam Division PIN 690518
Email : sivakumarn007@gmail.com

Friday, November 09, 2012

PLI/RPLI Awards Presentation Function at Bangalore: 20.11.2012.



The date of PLI/RPLI Awards Presentation Function stands postponed to 20th November, 2012  at 1430 hrs instead on 19th November  , 2012.  Tentative programme of the function is as below:
MINUTE TO MINUTE PROGRAMME –PLI/RPLI AWARDS FUNCTION: 20.11.2012   
Time
Event
Remarks
1430-1435  hours
Welcome of Chief Guest  with
Bouquet
1435-1440 hours
Lighting of lamp
1440-1445 hours
Invocation
1445-1450 hours
Welcome Address by  CGM (PLI)
1450-1500 hours
Address by CMPG Karnataka Circle
1500-1510 hours
Overview of achievements and future plans for PLI/RPLI- Member (PLI)
1510-1520 hours
Address by Secretary (Posts)
1520-1600 hours
Presentation of Awards by Secretary Posts
Citation by compere
1600-1605 hours
Vote of Thanks –GM (B &I)
1605-1630 hours
Interaction with Press/Media
1630         hours
Tea

Source:- Directorate of Postal Life Insurance Letter No.19-01/2010-LI Dated : 02.11.2012

Courtesy : http://ipasporissa.blogspot.in/

Thursday, November 01, 2012

Introduction of facility of automatic credit of PLI/ RPLI monthly premium from PO S.B account of insured persons


Copy of PLI Directorate letter No. 29-08/2009-LI (Pt) dated 25.10.2012

To
All Heads of Circles
Addl. DG (APS)

Sub: Introduction of facility of automatic credit of PLI/ RPLI monthly premium from savings account of insured persons.

   In the last few years, there has been massive expansion of Postal Life Insurance (PLI) and Rural Postal Life Insurance (RPLI). However, it has been noticed that a number of policies particularly in RPLI lapse after a while. One of the reasons for lapsation is absence of convenient ways of depositing premia of the policy(ies). As such, it was under consideration of the Department to provide facility of automatic deduction of premia from Savings Account so that (i) the policy holder(s) need not have to visit Post Office every month for depositing premia of his PLI/ RPLI policy and (ii) lapsation of PLI/ RPLI policies gets reduced.

2. The competent authority has now approved the proposal for providing the facility to the policy holder of PLI and RPLI to get premium deposited/ credited by deduction of the same directly from his Savings Account standing in Post Offices. However, this facility can be opted by only those policy holders of PLI and RPLI whose Savings Accounts are maintained in the Departmental Post Offices (GPOs, HOs, MDGs or SOs).

3. It is requested to kindly take necessary action for implementation of aforesaid scheme and wide publicity may also be given for this scheme through various publicity channels.

4. Accounting and operating procedure for automatic transfer of premium of PLI/ RPLI from Savings Accounts of the policy holder is enclosed for information and action accordingly.

5. It is further informed that till the provisions are made in the software, automatic credit of PLI/ RPLI monthly premium by deduction from savings account of the policy holder will have to be done manually.

(A.K. Poddar)
General Manager (O

Courtesy : http://ipaspandhra.blogspot.in/

Thursday, September 27, 2012

Bonus rates of PLI for the year 2009-10 declared



The rates of Bonus for the year ending 31.03.2010 on the Postal Life Insurance Policies on their becoming claim due to death or maturity declared vide Directorate of Postal Life Insurance Notification No.4-1/2008-LI dated 17th September, 2012 are as follows.


Sl.
Type of Insurance Policy
Rate of Bonus
(i)
Whole Life Assurance (WLA)
Rs.85 per thousand sum assured
(ii)
Endowment Assurance (EA)
Rs.60 per thousand sum assured
(iii)
Money Back Policies (AEA)
Rs.55 per thousand sum assured
(iv)
Convertible Whole Life Policies
Whole Life Bonus would be applicable but on conversion, Endowment Bonus rate will be applicable
(v)
Terminal Bonus
Rs.20 per sum assured of Rs.10,000 subject to maximum of Rs.1,000 for whole life policies and Endowment policies with term of 20 years and above.


The rate of Bonus for the year 2009-10 will be applicable from the date of receipt of this notification by the Circles and this will also be applicable to claim cases received but not settled till the date of receipt of this Notification.

Interim Bonus at the rates mentioned above will also be payable for all claims arising due to maturity or death until future valuation is completed.

Thursday, August 23, 2012

Revision of Medical Fee payable to Medical Officer for conducting Medical Examination of PLI / RPLI proponents



As communicated vide Directorate of Postal Life Insurance letter No.22-02/85-LI Vol III (Pt) dated 22-08-2012 the revised fees payable to Medical Officer for conducting Medical Examination of PLI / RPLI proponents will be as under from the date of issue of this letter:-

Amount of Sum Assured
Revised amount of fee payable (per proponent) (In`)
Upto the sum assured of `5 lacs
50/-
Above `5 lacs and upto `10 lacs of sum assured
60/-
Above `10 lacs of sum assured
70/-

Saturday, June 16, 2012

MODEL QUESTIONS FOR IPO EXAM ( RPLI )




RURAL POSTAL LIFE INSURANCE (Q No 26 to 40)

26.       Rural postal life insurance started in

            a)         24 Mar 1995                                                  b)         23 Feb 1995
            c)         24 Mar 1994                                                  d)         25 Mar 2006              Ans:a

27.       The max limit of RPLI is

            a)         500000/-                                                        b)         300000/-
            c)         1000000/-                                                      d)         100000/-                    Ans:b

28.       PLI services tax and edn cess has been withdran form

            a)         1 Nov 07                                                        b)         01 Mar 2005
            c)         1 May 95                                                        d)         None of these           Ans:a

29.       Rebate is allowed on advance deposit of premium on RPLI for Qtly/Half year/year is

            a)         1%, 2%,3%                                                    b)         0.50%,1%,2%
            b)         0%, 1%,2%                                                    d)         No rebate in RPLI    Ans:b


30.       An extra departmental agents group insurance scheme started in

            a)         01 Apr 1994                                                  b)         01 Apr 1996
            c)         01 Apr 1992                                                  d)         None of these           Ans:c
(Sum assured to Rs 50000/- and the subscription to Rs 50/-)

31.       Mark the correct option

            a)         SDI/ASPDs shall be entitled to an incentive equal to 10% of the commission                    paid to  the agents
            b)         A policy holder of WLA PLI/RPLI shall be eligible for tacking Children policy to                 his/her child
            c)         Mail overseer should have min 10th standard qualification for doing this job.
            d)         All the above                                                                                                 Ans:d

32.       Payment of incentive to Dos(PLI)

a)                 Up to Rs 4 crores of sum assured  Nil
b)                 Above Rs 4 crores and up to Rs 6 crores of sum assured Rs 25/- per 10000/-
c)                  Above Rs 6 crores of sum assured Rs 20/- per 10000/-
d)                 All the above                                                                                                 Ans:d

33.       The decision of competent authority that DO(PLI) procuring effective business to the tune of ____ or more shall no be eligible for automatic extension of tenure for the next ___ year.  Such extension will be granted by ______subject to good work,conduct & satisfactory record in the year.

a)                 10 crores, 1 year, Head of the circle,
b)                 20 crores, 2 year, DG Post
c)                  25 crores, 1 year, Head of the circle
d)                 25 cores. 1 years, SSP/SP                                                                         Ans: c


34.       Mark the correct option

a)                 In RPLI policies with non standard proof or age  is Rs 1 lac
b)                 The 5% extra premium  on  non standard proof of age policies
c)                  In non standard proof or age policies  the age of the insurant  should not be exceed 45 years
d)                 All the above                                                                                                 Ans:d

35.       Mark correct option relating to the mail overseers to procure RPLI business

            a)         The mail overseer will first complete their assigned work correctly before                            attending to the RPLI business
            b)         No TA/DA will be admissible or canvassing RPLI business except on RPLI                                   mela organized by the circles
            c)         They should have min 10th standard qualification for doing this job
            d)         All the above                                                                                                 Ans:d



36.       The min RPLI policy limit is

            a)         20000/-                                               b)         25000/-
            c)         10000/-                                               c)         15000/-                                   Ans:c

37.       The system of payment of honorarium to staff (including supervisors) of divisional office for procuring of PLI/RPLI proposal is Rs

            a)         5000/-                                                 b)         4000/-
            c)         1000/-                                                 d)         No honorarium                     Ans:b

38.       The max PLI policy limit for a physically handicapped persons is

            a)         300000/-                                            b)         500000/-
            c)         100000/-                                            d)         None of these                       Ans:c

39.       Mark the incorrect option

            a)         Not more than one policy will be allowed for one child.  The policy can be                                     taken by insured for his/her own child only
            b)         Not more than two children in a family shall be covered under this policy.                                      The same child should not be covered under more than one policy
            c)         The insured of main policy shall not be aged 45 years and above at the time                     of taking of children policy
            d)         The age of the child note more than 18 year at the time of issue of children                       policy                                                                                                              Ans:d

40.       Mark the incorrect option relating to Children Policy

a)         The minimum limit for insurance under this scheme shall be Rs2000/-
b)         Agency commission not available in this scheme
c)         No loan shall be applicable to children policies.
d)         The outstanding term of main policy shall not be less than the premium paying period of children policy.
e)         In the event of the death of the insured before the expiry of the children policy no further premium shall be payable for the balance period of the policy.  
                                                                                                                                    Ans:c  

(Prepared & published by AB Kantharaja, Mobile 08969822340, http://abkantharaja.blogspot.in 
Published by : http://rmssa.blogspot.in/