Retirement A new stage opens
on your life page
A Day to say our good bye
to many you were special
The time has come to say good - bye
your time to leave a career behind
time to enter a well deserved rest period
blessing from God Almighty
How time did fly by?
through your long journey
on many roads you have travelled
a Glorious joyous time to remember
in God's Grace and Mercy
well done, well done
Laughter, joy and tears,
you have shared with many
colleagues and friends over the years
beautiful memories will be so dear to all
taking the lessons you have taught us all
through the grace of God in to our hearts
God's blessing you were to us all
Although we are sad to see you leave
many things today will remain
in our hearts and minds
Made a path to walk on smooth
The cadre restructure is a soothe
Even you leave the post we expect a
Lot for us
Enter into your retirement
with joy and happiness
in the hand of God
to bless the green pastures
of your retirement years
Good bye, Good bye
Best Wishes for a Happy & Peaceful Retired Life ..
are lot of people who and a lot of articles/books that will tell you
what you must do in office. But there will be very few who tell you what
not to do.
is where we come in. Every office has its set of dos and don’ts, but
then there is also a set of general don’ts that you need to keep in
mind. We are here to list these general don’ts for you and we are sure
they will help you stay clear of getting embarrassed in office.
1. Peep into someone’s laptop/desktop
most annoying person in office is the one who peeps into his colleagues
laptop screen. Make sure you are not this annoying person. No matter
the urge to see what other people are up to, you must save yourself the
embarrassment of being labelled the office’s peeping tom.
2. Walk around like you own the place
is great to be confident, but it is a sin to be cocky. So under no
circumstances should you walk around like you own the place. It is
advisable to keep your smartness in check and not throw your weight
around. Keep it easy going and genuine, and everyone in office will like
you instead of bitching about you.
3. Be loud
my GOD!Please don’t be that loud person in office. Keep your voice
level in check, do not play loud music and stay clear of all things
loud. Loud people annoy colleagues like few other people/things do.
Train yourself to talk softly yet be audible.
We are sure you have heard this one before. It is imperative to stay clear of gossip,
but we all know that this is not possible. Every nook and corner of
office is full of gossip mongers. What you can do however, is keep your
tongue in check. Don’t bitch everyone out to everyone, and don’t allow
others to christen you the gossip king.
office goer at some point in time is inclined to steal some office
stationery: a pen, a paper, a folder, or a print out. Doing so once in a
blue moon is okay, but don’t make a habit of it. Stealing is bad and
you will be answerable and payable if you are caught.
6. Lie/Blame others
you find yourself in a soup or in tough situations you will be inclined
to lie or shift the blame of your wrong doing on someone else. If you
do this, you are putting not only your reputation at stake but your job
too. Always stick to the honesty policy and play fair.
7. Share your personal problems
one lives an easy life. Everyone has their share of personal problems
just as you have yours. It would be naïve to share your personal
problems with your work colleagues. We suggest you leave these issues at
home and come to office with a clear mind. Remember, your colleagues
aren’t your personal agony aunts.
8. Make out
of how hot that colleague of yours is, making out in the office is just
unpardonable. Making out is an extremely private affair and an office
is the least private of places you know. Besides, if somebody catches
you in the act, you can bid your job farewell.
is our list of general don’ts in work environments. Avoid committing
these errors and you are sure to stay in the office good books.
78. What is the Minimum and maximum deposit in Senior citizen saving scheme
a) 500 & 5 Lac b) 1000 & 10 Lac
c) 1500 & 15 Lac
d) 1000 & 15 Lac Ans:d
79. Mark the correct option relating to Senior citizens saving scheme
a)An individual of the Age 60 years or more may open the account
individual of the age of 55 years or more but less than 60 years who
has retired on superannuation or under VRS can also open account within
the one month of receipt the retirement benefits and not exceed the
amount of retirement benefits
c)The maturity period is 5 years
d)All the above Ans:d
80. A depositor may operate a senior citizen account
a)More than one account in individual capacity or jointly with spouse
b)Only one account single another one with spouse
c)Only one single account and more than one joint account
d)None of these Ans:a
81. Joint account can be opened with
a) Father/mother only b) Spouse only
c) Any persons d) Only within relation Ans:b
82. Mark the correct option
a)No subsequent withdrawal is allowed in SCSS account before expiry of 5 years
b)Premature closer is permitted after expiry on one year
c)A deduction will be made 1.5% of the deposit in case account close before expiry of 2 year and 1% after expiry of 2 years.
d)All the above Ans:d
83. Registration, cancellation or change in the nomination
a) Rs 5/- will be charged b) Rs 1/- will be charged
c) No fee will be charged d) None of these Ans:c
84. Mark the correct option
a)After maturity , the senior citizen account will be extended further 3 year
b)The account continued after maturity, the deposit shall earn interest at the rate applicable to the new account opened.
c)In case the account not extended on maturity and closed at any time the saving bank interest applicable
d)There is no maximum time limit for PMI
e)All the above Ans:e
85. Mark the correct option relating to Senior citizen saving account
a)Account opening form is Form A & for closing Form E
b)Pay in Slip Form D
c)Account transfer form is From G
d)All the above Ans:d
86. Issue of duplicate pass book of Senior citizen account Rs____ will be charged
a) 10/- b) 20/-
d) None of these Ans:a
87. Issue of duplicate pass book of senior citizen account on second time Rs ___ will be charged
a) 10/- b) 20/-
c) Second time free d) None of these Ans:b
88. Mark the correct option continuation of senior citizen account after death of the depositor
case of joint account (Senior citizen) or where spouse is the sole
nominee, the spouse may continue the account on the same terms and
conditions even if the spouse is below the age of 60 year.
b)The account cannot be continued should be closed.
c)If both spouses opened joint account, the spouse cannot continue account after death of the 1st depositor
d)All the above Ans:d
89. What is the age criteria for joint holder (spouse) in case of joint SCSS account
a)Joint holder also to attain 60 years
b)No age criteria for join holder
c)Should be attain 55 years
d)All the above Ans:b
90. No TDS will be deducted if the amount of interest paid in a financial year does not exceed Rs____
a) 3500/- b) 5000/-
c) 1000/- d)
91. PPF account can be opened by
a)An individual adult can on his own name
b)An individual on behalf of minor
c)Both the A & B
d)None of these Ans:c
92. What is the rate of interest in PPF wef 01 Apr 12 ?
a)8.8% per annum compounded yearly
b)8.5% per annum compounded yearly
c)8.6 % per annum compounded yearly
d)None of these Ans:a
93. What is the minimum and maximum limit to deposit in PPF account?
a) 500 and 5000 b) 500 and 70000
c) 1000 and 100000 d) 500 and 100000 Ans:d
94. Mark the incorrect option relating to PPF account
a)An individual can open account with Rs 5/-
b)Joint account can be opened in PPF
c)Nomination facility is available
d)Both the A and B Ans:b
95. The SCSS account transferred one Post office to another post office
a)Rs 5/- per lac will be charged where the deposit is Rs 1 lac and above
b)Rs 10/- per lac will be charged where the deposit is Rs 1 lac and above on second transfer.
c)No fee will be charged
d)Both the A and B( The fee will be paid by cash through pay in slip Ans:d
96. PPF account can be opened
a)only one single
b)One minor account on behalf of the minor
d)Both the A and B Ans:d
97. Mark the correct option
a)Maximum 12 deposit can be made in a financial year and more than one deposit can be made in one month
b)Only one account can be opened in Post office or SBI or any nationalized banks.
c)The account can be transferred from one PO to another and PO to State bank or nationalized bank vice versa.
d)All the above Ans:d
98. The PPF account can be extended after maturity up to
a) Further block five year. b) Further two years
c) Cannot be extended d) None of these Ans:a
99. The PPF account
a)Cannot be attached any order or decree of court
b)Is totally exempted from income tax
the event of the death of the depositor , the amount standing to his
credit can be repaid to his nominee or legal heir even before expiry or
d)All the above Ans:d
100. Mark the incorrect option.
a)The PPF account is not transferable from one person to another person.
b)In the death of the depositor nominee can be continued the account
Government of India
Ministry of Personnel, P.G. & Pensions
Department of Pension & Pensioners’ Welfare
3rd Floor, Lok Nayak Bhavan,
Khan Market, New Delhi
Dated: the 25th May, 2012
Subject: Fixation of enhanced family pension - pre-2006 pensioners / family pensioners -Clarification regarding.
The orders of the Government on implementation of the recommendations of
the 6th central Pay Commission were issued by this Department in
September, 2008. The family pension in respect of pre-2006
pensioners/family pensioners was consolidated w.e.f. 01.01.06 as
provided for in this Department’s O.M. No.38/37/08- P&PW(A), dated
01.9.08 and clarified vide O.M. No. 38/37/08-P&PW(A).Pt.I, dated
03.10.08 and 14.10.08.
2. The fixation of family pension at ordinary rates is subject to the
provision that the revised family pension in no case shall be lower than
30% of the minimum of the pay in the pay band plus the grade pay
corresponding to the pre-revised pay scale from which the pensioner had
retired. In case of HAG and above scales it is 30% of the minimum of the
revised pay scale. In the cases of such employees who retired/died on
or before 31.12.2005, the family pension at enhanced rates was also
required to he revised.
3. It is clarified that the revised enhanced family pension, under
sub-rule 3(a) of Rule 54 of the CCS (Pension) Rules, 1972, during the
applicable period, shall also be determined as per para 4.1 of O.M.
No.38/37/08-P&PW(A), dated 01.9.08. Further, it shall not be less
than 50% of the sum of minimum of the pay ¡n the pay band plus the grade
pay or 50% of minimum of pay scales in case of HAG and above,
corresponding to the pre-revised pay scale in which the
pensioner/deceased employee had last worked.
4. In cases where the pension authorized on retirement was less than 50%
of the last pay drawn and amount of pension revised after 1.1.2006 is
also less than 50% of the sum of minimum of the pay in the pay band plus
grade pay or 50% of minimum of revised pay scales in case of HAG and
above, the revised enhanced family pension may be less than 50% and
shall be restricted to that amount.
5. In the case of a pensioner who died prior to 1.01.2006, the notional
revised pension as on 01.01.2006 shall be taken into account for the
purpose of calculation as above. in all cases, the amount of revised
enhanced family pension shall not be less than 30% of the sum of minimum
of the pay in the pay band plus the grade pay or 30% of minimum of pay
scales in case of HAG and above.
6. As regards pensioners/family pensioners belonging to the Indian Audit
and Accounts Departments, these Orders issue after consultation with
the Comptroller and Auditor General of India.
7. This issues with the concurrence of Ministry of Finance. Department
of Expenditure vide their U.0. No.253/E.V/2012, dated 26.4.2012.
meeting was chaired by Dr. Saleem Haque, Chairman of the Committee and
DDG (P), Shri Alok Saxena DDG (Tech), Director (Est), ADG (Est) were
present on behalf of official side. Com. K. V. Sridharan, Leader Staff
side, Com. D. Theagarajan, Secretary General, FNPO, Com. Giriraj Singh,
General Secretary, R-III Com. Ishwar Singh Dabas, General Secretary, P4,
Com. D. Kishan Rao, General Secretary, P 3, NAPE and T. N. Rahate,
General Secretary, General Secretary, P4 FNPO were representing staff
The following are the broad understandings reached in the Committee meeting.
proposal of the Staff side to upgrade 11395 single handed post offices
and 6719 Double handed post offices to the status of LSG will be
present Post Masters in 3732 triple handed post offices and also the
present LSG to the extent of 6989 will be upgraded to the status of HSG
(iii)The present HSG II and HSG I posts to the extent of 3352 Posts will be amalagamated.
separate identification to the extent of 30% of HSG I posts as non
functional Group ‘B’ posts with grade pay of Rs. 4800/- will be formed.
(v) 1/3rdof the total LSG, HSG II, HSG I will be carved out as Postmaster Grade-I, Grade-II, and Grade-III respectively.
(vi) The posts of System Administrators will be made as LSG vice versa.
(vii) PO & RMS Accountant will be made as a separate channel of promotion by reidentifying the Posts of LSG, HSG-II and HSG I posts.
The RMS, Circle office and SBCO staff will be considered as per the ratio finalised in respect of Postal Assistant cadre.
Official side accepted the above proposal and assured to consider the
above and come out with the final decision shortly. As requested by them
a common proposal of the Staff side has been submitted to day itself.
2.Cadre review for Postman & MTS’
the MTS is the common category for all Central Govt. employees, there
is no possibility of bringing them under cadre review.
(ii) As functional Justification could not be identified for the Postman and also the higher pay granted by the 6thCPC,
the official side did not favour any cadre review. However official
side came forward with the proposal if the Postman cadre opts out from
the MACP scheme and agree to take the percentage wise promotions it will
be considered. It requires a deep study and the Postman unions will
discuss the issue and come out with the proposals.
The chairman conveyed that the next meeting will be arranged in short notice to finalise the proposals.
3.March to Parliament
Federal secretariat endorsed the decision of the Confederation National
Executive to organize March to Parliament on 26.7.2012 and one day
token strike thereafter.
The Federal Secretariat has fixed the quota target of participation in receipt of our union to the extent of 2000.
All Circle Secretaries are requested to organise the comrades as per the following quota fixed to each circle.
AP 100 Kerala 50
Assam 25 M P 100
Bihar 50 Maharashtra 100
Chhattisgarh 50 North East 25
Delhi 200 Orissa 100
Gujarat 100 Punjab 200
Haryana 200 Rajasthan 200
H P 100 Tamilnadu 100
J & K 50 Uttar Pradesh 300
Jharkhand 100 Uttarakhand 100
Karnataka 100 West Bengal 100
Circle Secretaries and Divisional Secretaries are requested to book
their Journey tickets in advance so as to reach on 26.7.2012 for
particiting the rally. NFPE has organized an All India convention on the
same day at Delhi
on 26.07.2012. Similarly the AIPEU GDS (NFPE) has organized a Massive
Dharna before the Parliament demanding departmentalization of GDS on
27.7.2012. The comrades of Delhi Circle
desire to arrange a felicitation function to Com. K. V. Sridharan,
General Secretary on the eve of his superannuation on 27.07.2012 evening
at Delhi. The comrades who desire to participate both the programmes may book the return tickets accordingly.
4.Associate membership to AIPEU-GDS (NFPE)
Federal Secretariat held on 21.5.2012 has accorded the status of
associate membership to newly formed AIPEU GDS (NFPE). The General
Secretary has also requested all the Divisional Secretaries/Circle
Secretaries seeking their co-operation in formation of branches at all
the fresh verification of membership in GDS cadre is offing and
notification for that effect may be issued at any time. It is realiably
learnt that the recognition to the office bearers has not been accorded
to the AIPEDE union due to the vertical split in the All India
Conference and there is every possibility of another Membership
verification at any time. It is our prime need to strengthen the
organisation which is associated with NFPE and declared to work under
the guidance of P3 leadership right from Divisions to All India level.
Divisional/Circle Secretaries are requested once again to extend full
cooperation and unstinted support to the newly formed AIPEU GDS (NFPE).