BSNL Introduces Tablet computers

BSNL ( Bharat Sanchar Nigam Limited ) has launched three tablets which   includes two 7-inch screen tablet with resistive screen  and it runs on  Android 2.3 operating system, while the third tablet comes with an 8-inch capacitive touch screen but with a higher price.

These tablets are designed keeping in mind the students need , the tablet come with a promotional offer of 3 month free data download. BSNL is also giving 2G sim along with tablet.

Developed by the Noida based company – pantel Technologies. The tablet will be sold at data plans from BSNL at reduced cost. The cost of these tablet will be Rs 3250, Rs 10,999 and Rs 13,500.

Three tablets are:

§  Penta TPAD IS701R

§  Penta TPAD WS704c

§  Penta TPAD WS804c

The cheapest of all three  is Panta Tpad IS 701R  which will cost  Rs 3250. Giving a tough competition to  Aakash, priced at just Rs 2500. However, Tpad has better specifications of the tablet, then the DataWind low cost tablet Aakash .

Pre-Book Now

Panta Tpad IS 701R

CPU	IMAP210 1GHz
O/S	Android 2.3
RAM	DDR2 256 MB
FLASH	2GB
Wifi	802.11b/g/n
LCD Resolution	7” TFT, 16:9, 800*600
Touch screen	resistive touch screen
G-Sensor	Rotator screen, 3D games
Camera	0.3MP
USB	USB*1
BATTERY	Li-ion 3000mah 5V2A
VIDEO	Max.1280*720 MKV(H.264 HP) AVI RM/RMVB FLV WMV9 MP4
FLASH SUPPORT	Adode Flash 10.3
EMAIL	Send/receive email online
AUDIO	MP3/WMA/APE/FLAC/AAC/OGG/AC3/WAV

WS704C 

OS Version	Android 2.3/ 4.0
Processor	1GHz
LCD	7"7" Capacitive Multi Touch Screen 800 x 600
RAM	512MB DDRIII
ROM (Storage)	e-MMC NAND Flash 4GB
External Memory	T Flash (upto 32GB)
Battery	Polymer 4000mAH
USB Ports	Mini-USB Ports / Regular USB Port
HDMI	1080P & 720P
Earphones	3.5mm stereo phone jack
Wi-Fi	IEEE 802.11B/G
AC/DC Jack	Input: 100-240V, 50-60Hz Output: 9V/2A
Camera	0.3Mp Front + 2.0 Mp Rear
Bluetooth	2.1+ EDR
G-sensor	Yes
GPS	Built-in
3G Connectivity	Built-in CDMA/EVDO+GSM

Penta TPAD WS804c

OS Version	Android O.S 2.3
Processor	Cortex A8 1.2 GHz
LCD	8" Capacitive Multi Touch Screen 800 x 600
RAM	512MB DDRIII
ROM (Storage)	e-MMC NAND Flash 4gb
External Memory	T Flash (upto 32GB)
Battery	Polymer 4000mAH
USB Ports	Mini-USB Ports / Regular USB Port
HDMI	1080P & 720P
Earphones	3.5mm stereo phone jack
Wi-Fi	IEEE 802.11B/G
AC/DC Jack	Input: 100-240V, 50-60Hz Output: 9V/2A
Camera	0.3Mp Front + 2.0 Mp Rear
Bluetooth	2.1+ EDR
G-sensor	Yes
GPS	Built-in
3G Connectivity	Built-in WCDMA/ EVDO 3G

Source : satirur

Fixed Deposit - How Taxation can affect your Returns?

Equity markets have been highly volatile during the last few years. Still recovering from the last fall, coupled with steep rise in interest rates, most of the investors have since looked for safer avenues to safeguard their investments. Although, among all debt instruments, Public Provident Fund(PPF) , National Savings Certificate (NSC), Post Office Monthly Income Schemes (POMIS)  always command high priority, Fixed Deposits(FDs) by banks have gained popularity in recent times. The primary reason is the attractive interest rates offered by the banks along with sovereign guarantee, giving investors a sense of security.

However, within this euphoria, most investors neglect taxation aspect while investing in fixed deposits. What they failed to consider is that taxation can significantly lower returns generated by this instrument.

Check out interest rate offered on Fixed Deposits by various Banks

How FD is taxed

The interest income earned through fixed deposit is taxable, if the interest amount exceeds Rs 10,000, in any financial year. This income is added to your total income under header "Income from other sources" and then taxed as per the income slab. A very important point to note is that the interest income from fixed deposits are taxed on accrual basis and not when actually received. This means that the tax on interest income earned at the end of financial year have to be paid even if the interest is credited at a later year. For e.g. if you are investing Rs 75000 in a  fixed deposit for five years, you will have to pay tax on liable interest for all financial years it spans, even though the interest will be credited at the end of fifth year. Also, Tax Deducted at Source (TDS) is deducted by the banks if the interest amount exceeds Rs 10000 from one or through multiple investments. Even FDs in name of the minor attract TDS, if the interest exceeds the limit.

What you earn?

In a higher interest rate scenario, the going is good for investors in lower tax bracket. The investments from fixed deposits yield them returns that are worth talking about. But as your income go into the higher slabs the taxation starts affecting the net earnings.

Consider an interest rate of 9.25% p.a. on a 10 year fixed deposit of Rs 2 lakh. Most of us will be lured by this fixed return which is very high if compared with rates few years back. However, the real picture is very different from what is presumed when taxation is considered.

Tax Slab (%)	Amount Invested (Rs)	Interest (Rs)	Tax (Rs)	Net Interest Earned (Rs)	Post Tax Return (%)
10	200000	18500	1905.5	16594.5	8.29
20	200000	18500	3811	14689	7.34
30	200000	18500	5716.5	12783.5	6.39

                  As can be seen from the above illustration individuals in higher tax slab of 30.9% tax, the post-tax returns are 6.3% from this fixed deposit. As against this, an individual in the lowest tax slab will be able to fetch 8.3% return on the same investment post taxation. Surely, the benefit accruing to lower tax category has lot to cheer.

Should you Invest

Fixed Deposits are highly liquid instruments and hence are best suited for goals where immediate fund requirement is very high. However, sometimes, high interest rate scenarios like existing today provides good investment opportunities for some category of investors even for long term. Senior Citizens who earns .25-.50 basis more on FDs and enjoy higher exemption limit in income tax are poised to benefit most from this instrument. A retired banker (Senior Citizen) today is able to fetch interest rate close to 11% on a 10 year FD from the same bank where he served. Even if he pays the maximum marginal tax he will still earn close to 8% which will give him a decent income. Inflation is something one has to live with but effect of taxation can be reduced by deploying some tax planning strategies. What you need to consider is post-tax earnings and not just the attractive interest rates, to get a true picture of what you will receive at the end. 

Source : http://www.moneycontrol.com

 Courtesy : aipeup3bbsr.blogspot.com

Syllabus for PO and RMS Accountant Exam

Paper I ( With Books)  3  Hours  100  Marks    Part I FRS 1 to 56 SRS 1 to 203 CCS ( Joining Time) Rules 1979 CCS ( Leave) Rules 1972 CCS( Pension) Rules 1972 GPF (CS) Rules 1960 Part II DA , HRA , CCA, CEA and allowance to GDS employees

Paper II ( With Books)  3  Hours  100  Marks  Part I  1  FHB Volume  I   & Volume  II  2.  P & T Mannual Volume II( Chapter iV,V,VII, VIII,IX, X, XII) 3. Schedule of financial powers of department of Posts Part II P & T manual Vol VI Chapter  I , II, VII, XII, XVI, XVII Postal manual Volume VI part II  & III ( Relating to MOs , IPOs , BPOs Sub accountants & Accounts is SOs)  Part  III  Over time allowance , Medical reimbursement HBA, LTC & Group insured scheme

Courtesy : katiharho.blogspot.com

How To Use System Restore in Windows 7

1. Navigate to the Start -> All Programs -> Accessories -> System Tools program group.
2. Click on the System Restore program icon.
3. Click Next > on the Restore system files and settings window.
4. Choose the restore point that you want to use.
   Note: Check the Show more restore points checkbox to see more than the most recent restore points.
   Note: Any restore points that you created, scheduled restore points that Windows 7 created, and those created automatically during the installation of certain programs will be listed here. You can not use System Restore to undo Windows 7 changes to a date that a restore point does not exist.
5. Click Next >.
   
6. Click Finish on the Confirm your restore point window to begin the System Restore.
   Note: Windows 7 will shut down to complete the System Restore so be sure to save any work you might have open in other programs before continuing.
   Important: System Restore will not revert any of your non-system files like documents, email, music, etc. to a previous state. These types files are completely unaffected by System Restore. If your intention with this tool was to recover a deleted non-system file, try using a file recovery program instead of System Restore.
7. Click Yes to the Once started, System Restore cannot be interrupted. Do you want to continue? dialog box.
8. System Restore will now restore Windows 7 to the state that was recorded in the restore point you chose in Step 4.
   Note: The System Restore process could take several minutes as you see the "Please wait while your Windows files and settings are being restored" message. Your computer will then reboot as normal when complete.
9. Immediately after logging in to Windows 7 after the reboot, you should see a message that System Restore completed successfully.
10. Click Close.
11. Check to see if whatever Windows 7 problem you were troubleshooting has been corrected by this System Restore.
    If the problem still persists, you can repeat the steps above and choose another restore point if one is available.
    If this restoration caused a problem, you can always undo this particular System Restore.            

Source : sysadmindop.blogspot.in

All in one Driver Solution

Many times we are facing the problem while reinstalling a system is missing of drivers. Here is a very useful tool to help us.

Thats driver pack solution from Drp.su

Features :-

• Supports most of the systems including Desktops, Laptops, Printers
• No need to worry about search around the internet for drivers
• Automatic detection of missing drivers
• Silent installation
• All in one single DVD image for free.

Download torrent  
Torrent Size: 39.3 KB Files size : 2.9 GB

Make sure you selected only drivers for installation, while using this program, else it will install many software inbuilt with in.

Source : All in one Driver Solution - Live to learn