സ്ത്രീകള്‍ എങ്ങിനെ വസ്ത്രം ധരിക്കണം എന്ന് പുരുഷന്‍ നിഷ്ക്കര്‍ഷിക്കുന്നത് ശരിയോ? അല്ലെങ്കില്‍ തിരിച്ചും?

Monday, November 28, 2011

Amendment in Tatkal Scheme from 21/11/2011

  • Amendment in Tatkal Scheme from 21/11/2011


  • As announced by Hon'ble Minister of Railways while presenting Railway Budget 2009-10 in the parliament on 03-07-2009, it has been decided to reduce Tatkal Charges as given below.
  • The Tatkal Charges have been fixed as a percentage of fare at the rate of 10% of basic fare for second class and 30% of basic fare for all other classes subject to minimum and maximum as given in the table below.
Class of Travel
Minimum Tatkal Charges
(in Rs.)
Maximum Tatkal Charges
(in Rs.)
Second (sitting)
10.00
15.00
Sleeper
75.00
150.00
AC Chair Car
75.00
150.00
AC 3 Tier
200.00
300.00
AC 2 Tier
200.00
300.00
Executive
200.00
300.00
  • The above charges will be levied uniformly both in peak period & non-peak periods.
  • Tatkal tickets will be issued for actual distance of travel, instead of end-to-end, subject to the distance restriction applicable to the train. The same Tatkal berth/seat may be booked in multiple legs till preparation of charts. At the time of preparation of charts, unutilized portion may be released to the General RAC/Waiting list passengers.
  • Tatkal facility will be introduced in Executive Class of Shatabadi Express trains also, by earmarking 10% of the accommodation available i.e. 5 seats per coach.
  • Tatkal booking opens at 8 AM on One days in advance actual date of journey excluding date of journey w.e.f. of 21.11.2011(commercial circular no:59 of 2011). e.g. for train leaving on 6th, Tatkal Booking will Commence at 8 AM on 5th.
  • No duplicate Tatkal tickets shall be issued. Duplicate Tatkal tickets shall be issued only in exceptional cases on payment of full fare including Tatkal
    charges.
  • Tatkal tickets shall be issued only on production of one of the eight prescribed proofs of identity (as mentioned in Commercial Circular No.5 of 2011 issued vide letter No.2010/TG.I/20/P/Tatkal dated 28.01.2011) as per procedure explained below:-
a. For this purpose, a self attested photo copy of the proof of identity of anyone passenger shall be attached to the requisition slip.
b. The details of the identity proof shall be captured by the system and indicated on the reserved tickets as well on the reservation chart.
c. It will not be mandatory for the passenger(s) to go to the counter to book the Tatkal ticket, however, the proof will have to be sent in the
aforementioned manner.
d. During the journey, the passenger, whose identity card number has been indicated on the ticket, will have to produce original proof of identity indicated on the ticket, failing which all the passengers booked on the ticket shall be treated as traveling without ticket and charged accordingly. Indication will come on the ticket regarding carrying the same original proof of identity during the journey, as indicated on the ticket.
e. If the passenger whose identity card number is indicated on the ticket is not traveling, all other passengers booked on that ticket, if found
traveling in train, will be treated as traveling without ticket and charged accordingly.
  • Agents / RTSAs shall be restricted from the booking Tatkal tickets at thecounters between 0800 hours and 1000 hours. This restriction shall be
    enforced through frequent inspection at the counters. The agents both web service agents and web agents shall also be restricted from booking Tatkal tickets on the internet between 0800 hours and 1000 hours.
  • Even for internet booking for Tatkal tickets, the passenger shall enter the identity proof type and number, which is to be used for travel. These details shall be printed on the ERS/indicated on the MRMNRM as well as in the reservation chart.
  • It will be possible to book a maximum of only four passengers per PNR forTatkal tickets.
  • The web services agents of IRCTC will be permitted to book only one Tatkal ticket per train per day on the internet.
  • The facility of change of name is not permitted on the bookings made under Tatkal scheme
  • For the purpose of granting refunds & issuing TDRs for W/L, the time limit will be the same as applicable for refund of normal tickets.
  • REFUNDS - No refund will be granted on cancellation of confirmed Tatkal tickets/duplicate tatkal ticket except in case of circumstances mentioned in para 2 of instructions contained in Commercial Circular no. 53 of 2006 issued vide letter no. 2006/TGII/ 20/P/Tatkal, dated 30.06.2006. However, full refund of fare and tatkal charges will be granted on the tickets booked under Tatkal scheme in the following circumstances :-
    • If the train is delayed by more than 3 hours at the journey originating point of the passenger & not the boarding point if the passenger's journey originating point and boarding point are different.
    • If the train is to run on a diverted route and passenger is not willing to travel.
    • If the train is to run on diverted route and boarding station or the destination or both the stations are not on the diverted route.
    • In case of non attachment of coach in which Tatkal accommodation has been earmarked and the passenger has not been provided accommodation in the same class.
    • If the party has been accommodated in lower class and does not want to travel. In case the party travels in lower class, the passenger will be given refund of difference of fare and also the difference of Tatkal charges, if any.


Sunday, November 27, 2011

Know About General Provident Fund (GPF)

The GPF Subscription of an employee of the Central Government is governed by General Provident Fund (Central Services) Rules 1960



1.What constitutes ‘Family’ for the purpose of GPF Rules?

a.In the case of a male subscriber, the wife or wives, children, the widow or widows and children of a deceased son of a subscriber.
b.In the case of a female subscriber, the husband, children, the widow or widows of deceased son of a subscriber.
A female subscriber can exclude her husband from the list of Family Members

2.Is an adopted child a member of the family?


Yes, if under the personal law of the subscriber, the adoption is legally recognized.

3.Who is eligible to join the Fund?

a.Subscription to the Fund is compulsory for all Government servants who joined before 1-1-2004.

4.What is the minimum amount of subscription?


6 % of pay for the month of March of the preceding year.

5.What is the maximum limit of subscription?

Not more than the emolument (for the month of March of the preceding year).

6.Can the subscriber alter the rate of subscription?

Yes. The rate can be increased twice and / or decreased once at any time during the course of the year and the amount of subscription so fixed shall remain unchanged during the year provided that the revised subscription conforms to the minimum and maximum limits.

7. How many GPF Accounts can a subscriber have?

Unlike insurance policies, a government servant can have only one G.P.Fund Account.

8. How is subscription to GP Fund recovered?

a. When emoluments are drawn from a government exchequer, recovery of subscriptions and advances shall be made from the emoluments themselves.
b. In the case of a subscriber on deputation to a body corporate owned or controlled by Government, the subscription shall be recovered and forwarded to the Pay and Accounts Officer by such body.

9.When can a subscriber stop subscription to the Fund?

Subscriptions to the Fund shall be stopped 3 months prior to the date of retirement of the subscriber. Subscription shall be stopped during suspension, and at his option during half pay leave / leave without pay and dies-non.

10.Why should a subscriber make a nomination?

By making a nomination, the subscriber can confer on one or more persons of his / her family, the right to receive the amount that may stand to his credit in the Fund in the event of his/her death before the that amount has become payable or having become payable has not been paid. The subscriber can cancel a nomination any time by sending a notice in writing to the D.D.O.

11.Can a subscriber nominate more than one person?

Yes, but the subscriber should specify the share payable to each nominee in such a manner as to cover the whole of the amount that may stand to his credit in the Fund.

12.When does GPF amount become finally payable?

The GPF amount to the credit of a subscriber becomes finally payable on quitting Government Service.

13.Can any amount other than subscriptions and refund be credited to the GPF?

Unless specifically provided for by the Government no amounts like Leave Salary Encashment, Pay Arrears etc., can be credited to the GPF.

14.How GPF Balances authorised when subscriber reported as missing?

After Lapse of one year from the date of FIR filed with police, GPF Balance shall be eligible to the nominees as filed by the subscriber.

15.Can a Subscriber nominate any person other than a family member?

At the time of making the nomination, if the subscriber has a family, the nominationcannot be made in favour of any person other than a family member.

16. What are the purposes for which advance from GPF can be sanctioned ?

Medical treatment of the subscriber or his dependent.
Higher education of subscriber or dependant in specified academic*, medical, engineering, technical or scientific process.
Marriages, funerals or other ceremonies.
Legal action faced by the subscriber or dependants except where the subscriber has initiated legal proceedings against Government challenging conditions of service, penalty etc.
Legal fee for defending himself against official enquiry for alleged official misconduct.
Purchase of consumer durable like TV, VCR, Computer, etc.

17. Who can sanction an advance?

The Head of Office may sanction the payment to any subscriber of an advance consisting of a sum of whole rupees and not exceeding in amount three months’ pay or half the amount standing to his credit in the Fund, whichever is less.
In special circumstances, advance above 50% of balance may be sanctioned, considering the status of the subscriber and the purpose mentioned at 16 for which the advance is sanctioned by the Head of the Department.The Head of the Department may also sanction the another advance before repayment of the last installment of any previous advance.

18. Can advance be sanctioned to a subscriber who is under suspension?

Yes, if he agrees in writing that recovery can be effected from his subsistence allowance.

19. When and how can a Part Final Withdrawal be allowed?

Part Final Withdrawal may be sanctioned by the authorities competent to sanction advance for special reasons, at any time after the subscriber completes 15 years of service or within 10 years before retirement, whichever is earlier and

20. What are purposes for which Part Final Withdrawal is allowed?

Part Final Withdrawal is admissible to meet the expenditure in connection with :
Medical treatment of the subscriber or his dependent ;
Higher education in specified academic*, medical, engineering, technical or scientific courses of the subscriber or his dependent
Betrothal or marriage of children or any other dependent female relative;
Acquisition or construction of residential house (including cost of site), repayment of loan taken for the purpose and reconstruction or making additions or alteration to a house already owned or acquired;
Payment of an installment (other than monthly installment) to a Housing Board/Society towards cost of a house/flat subject to the limit specified in Rule and production of approved plan;
Acquisition of farm land and/or business premises before six months from the date of retirement;
Purchase of consumer durable such as TV, VCR, Computer etc.
Purchase of a motor car or repayment of loan taken for that purpose.

21. How many withdrawals are allowed for the same purpose?

Only one. Marriage, education or illness of different children will not be treated as same purpose. Betrothal and marriage of the same child/female dependent are treated as different purposes. PFW for higher education, subject to monetary limits specified, may be permitted every year for the same purpose.

22.Can a subscriber draw both an advance and withdrawal for the same purpose?
No.

Source : http://tkbsen.com/

Brochure on Pensioners Portal


OFFICE OF THE C.G.D.A ULAN BATAR ROAD. PALAM. DELHI CANTT-10.
No. 5162/AT-P/LIV
Dated 21.11.2011.
To
All PCDA/CsDA
Subject:- Awareness generation through Brochure on Pensioners Portal – Mission Mode Portal under NeGP.
Ministry of Personnel, P.G. and Pensions Department of Pension and Pensioners’ Welfare, New Delhi have implemented a web based Mission Mode Portal on pensions namely Pensioners Portal under the Notional e- Governance Plan of Government of India. The primary aim of the Portal is to make the pension / retirement related information, services and grievance handling mechanism online for the needy pensioners though a combination of interactive components which will help to bridge the gap between the stake holders and the Government. It also aims to keep the pensioners aware of their rights and responsibilities / obligations.

2. With a view to achieve the objectives of the Pensioners Portal Department of Pension and Pensioners’ Welfare have issued a broacher to create awareness amongst the retire and retiring civil pension. The same have been uploaded on CGDA’s website www, cgda.nic.in > at Home/Pensioner Corner/Broacher on Pensioners Portal location. The brochure on Pensioners Portal may be downloaded and printed for distribution amongst the DAD employees who would be retiring from your office / organisation in near future.
Joint. C.g.D.A. (AT-II) has seen.
For C.G.D.A.
SOURCE-CGDA

Brochure on Pensioners Portal-click here

CHANGES IN POSTAL SAVINGS SCHEMES W.E.F 01/12/2011

SB ORDER dt 24.11.11
SCHEME
FEATURE
EXISTING
REVISED w.e.f. 01.12.2011
REMARKS AND
ACTION TO BE TAKEN
22
KVP
CERTIFICATE ISSUE
Available
Discontinued
Existing stock to be returned from SO to HO and from HO to CSD after 30.11.2011
23
NSC
PERIOD
6 year
5 year
Rubber stamp to be affixed in NSCs about new period and maturity value.
MATURITY VALUE
Rs.160.10 for Rs.100 Dn
Rs.150.90 for Rs.100 Dn
10 YEAR NSC IX ISSUE
Not Available
Available
Features not mentioned now.
24
PPF
MAXIMUM SUBSCRIPTION LIMIT
Rs.70,000
per annum
Rs.1,00,000 per annum

INTEREST RATE
8 % p.a
8.6 % p.a
New interest applicable for balance at credit in account from 01.12.2011
LOAN INTEREST
1% p.a
2% p.a
1 % p.a Int will continue for Loan taken before 30.11.11
25
MIS
PERIOD
6 year
5 year
Rubber stamp to be affixed in PB about the new features
INTEREST RATE
8 % p.a
8.2 % p.a
BONUS
5 % on pri.
Discontinued
26
SB
INTEREST RATE
3.5 % p.a
4% p.a
New interest applicable for balance at credit from 01.12.2011
27
TD
PMC (from 6 months to 1 year)
No interest
SB Interest
For accounts closed on or after 01.12.2011
PMC deduction
2 % Int less
1 % Int less
Refer Rule 8 and rate table in Rule 7 of POTD rules
1 TD
INTEREST
6.25 % Q.C.I
7.7 % Q.C.I
Interest applicable for accounts opened on or after 01.12.11
(Q.C.I-Quarterly Compounded Interest)
2 TD
INTEREST
6.5 % Q.C.I
7.8 % Q.C.I
3 TD
INTEREST
7.25 % Q.C.I
8.0 % Q.C.I
5 TD
INTEREST
7.5 % Q.C.I
8.3 % Q.C.I
28
RD
MATURITY VALUE
Rs.728.90 for Rs.10- Dn
Rs.738.62 for Rs.10- Dn
Proportionate value for other Denominations
29
AGENT
COMM
PPF
1 %
Discontinued
Applicable for deposits made on or after 01.12.11
SCSS
0.5 %
Discontinued
MIS,TD,NSC
1 %
0.5 %
RD (MPKBY)
4 %
4 %
Points to remember for Cheque Deposits:
  • Investment in KVP through Cheque should not be accepted w.e.f. 28.11.2011. If any cheque presented before 28.11.2011 is cleared after 30.11.2011, the amount should be refunded to depositor.
  • After 25.11.2011 while accepting cheques for opening MIS, rubber stamp should be affixed on counterfoil “No Bonus shall be payable if cheque is credited to Govt. Account after 30.11.2011
  • Rate of interests applicable according to the Date of Clearance of cheque.
Click here to view/download the SB orders in PDF...

Courtesy : http://aipeup3cuddalore.blogspot.com

Some Useful Information Related with Pension

Some Useful Information Related with Pension


Type Of pension
Superannuation
Family Pension
Voluntary Retirement (VR )
Eligibility
The qualifying service for evaluation of pension is reduced to 20 years w.e.f. 01.09.2008. Earlier it was 33 years.

Pension is evaluated on the basis of the last 10 months average pay or last pay drawn whichever is beneficial to retiring employee
Terms related to the PENSION Calculation
PENSION
DCRG (Death Cum Retirement Gratuity)
COMMUTATION
RESTORATION of Pension
FAMILY PENSION

PENSION
The pension amount is calculated based on the Basic Pay at the time of retirement, Age, Service years, etc. It is calculated as 50% of average emoluments of last 10 months salary drawn. It is calculated on Basic and Dearness Pay only
Formula for Calculation of Pension Amount =
50% of Avg. emoluments (last 10 months*SMP/66
DCRG
This is basically known as Gratuity. Gratuity is the amount given to the employee at the time of retirement.

It is calculated on Basic, DP and DA.

This amount is limited to maximum Rs.3,50,000 / - only.
Formula for Calculation of DCRG
Last Salary Drawn X SMP
_______________________________ 4
OR

last Salary Drawn X SMP
----------------------------------------------
2
(in case of Death)
COMMUTATION
At the time of retirement of the employee, a portion of pension can be withdrawn by the employee.

A maximum of 40% of pension amount can be withdrawn at the time of retirement. However, depending on the amount withdrawn proportionate amount will be deducted from the Pension amount till 15 years and employee will get reduced Pension till 15 years
Formula for calculation of Commutation
Commutation Percent of Full Pension x Age Factor x 12
Formula for calculation of Reduced Pension
Full Pension – Commutation Percent of Full Pension) + DA on Full Pension
RESTORATION
The commuted portion of pension shall be restored on expiration of 15 years from the date of retirement. After this period the employee is entitled for full pension.
FAMILY PENSION
In case of death of retired employee, his/her pension is entitled to his/her family or the nominees fixed by the employee. The wife is entitled till her remarriage or death whichever is earlier. In case of Son/Daughter, children are entitled till an age of 25 years or marriage, whichever is earlier
Collected by S Jayachandran SA , Divisional Office , Mavelikara - 9961464279
Please visit: http://nfpemavelikaradivision.blogspot.com