സ്ത്രീകള്‍ എങ്ങിനെ വസ്ത്രം ധരിക്കണം എന്ന് പുരുഷന്‍ നിഷ്ക്കര്‍ഷിക്കുന്നത് ശരിയോ? അല്ലെങ്കില്‍ തിരിച്ചും?

Tuesday, August 16, 2011

CENTRAL GOVERNMENT EMPLOYEES' GROUP INSURANCE SCHEME


CENTRAL GOVERNMENT EMPLOYEES' GROUP INSURANCE SCHEME, 1980.

5.1 The Scheme, Central Government Employees' Group Insurance Scheme (CGEGIS) came into force from 1st January,1982. This scheme provides for the Central Govt. employees the two fold benefit viz. (1) insurance cover to help their families and (2) lump sum payment to augment their resources on retirement.

5.2 The scheme has two funds namely (1) Insurance Fund and (2) Savings Fund. A portion of the subscription is credited to Insurance Fund and the other portion to the Savings Fund in the ratio of 3:7. The Savings Fund will earn interest at the prescribed rate to be compounded quarterly.

5.3 All these employees' who had entered Central Government Service after 1st November,1980 will be compulsorily covered under the scheme from the date it came into force i.e. from 1st January,1982. The employees will be enrolled as members of the scheme only from 1st January every year. If an employee enters service on or after 2nd January in any year, he will be enrolled as a member only from 1st January of the next year. However, he will be entitled to insurance cover from the actual date of entry of service till the end of that calender year by paying monthly subscription of Rs. 5/- p.m. as premium for every Rs. 15,000/ - of the insurance cover.
Similarly, on regular promotion of a member of a lower Group to a higher Group after 1st January in a year, his subscription will be raised from the 1st January of the next year.

Note :- If an employee once admitted to a higher Group is subsequently reverted to the lower Group for one reason or the other, he will continue to subscribe at the same rate as that of higher Group.

5.4 Contract employees, persons on deputation from State Government Public Sector Undertakings, or other autonomous organisations locally recruited staff in the Missions abroad, casual labourer, part-time and ad-hoc employees will not be covered by the scheme. It will also not apply to persons recruited in the Central Government after attaining the age of 50 years.

5.5 Re-employed Defence personnel availing of the extended insurance cover under the Group Insurance Scheme applicable to the members of Armed Forces shall not be eligible to become members of this Scheme until expiry of the extended insurance cover.

5.6 Subscription at the appropriate rate should be recovered by the DDO from each member every month irrespective of whether the member is on duty, leave or under suspension. In the case of absence on Extra Ordinary leave, subscription due should be recovered in arrears in not more than 3 instalments after the member rejoins duty, alongwith appropriate interest thereon. In the event of death of a member during Extra-ordinary leave, the DDO should recover arrears in subscription alongwith interest, from the payment to the nominee admissible under the scheme.

Note:- Subscription is payable till the end of service including the month in which an employee retires, dies or is removed from service. If an employee dies during a month before recovery of subscription for that month, his dues will be paid after deducting the subscription.

5.7 In the case of members proceeding on foreign service, the recovery of subscription would be watched by the PAO concerned in the same manner as recovery of leave salary and pension contributions is watched.

5.8 The Head of Office should obtain Nomination(s) in Form 7 or Form 8, as the case may be, from all members without delay, and after counter signature, have them pasted in their service books.

5.9 The Head of Office should ensure that Group-wise register of members is maintained in Form 9 and kept up-to-date. This register shall be sent to the DDO concerned once a year to verify whether appropriate subscription are being recovered from all employees who have joined the Insurance Fund or both the Insurance Fund and the Savings Fund under the Scheme and to record a certificate to this effect.

Source:www.cga.nic.in & centralgovernmentemployeesportal.blogspot.com

Monday, August 15, 2011

RNet Training Presentations


RNet Training Presentation

R net training

View more SAPOST from Karthikeyan Trichy Region



Thanks to Mr. Karthikeyan, SA, Trichy Region for sharing it...

Happy Independence Day 2011



We are Indian, We Proud







Happy Independence...Day




VANDE MATARAM

JAI HIND
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JAI HIND
JAI HIN
JAI HI
JAI





FACTS TO MAKE EVERY Indian PROUD


Q. Who is the creator of Pentium chip (needs no introduction as 90% of the today's computers run on it)?
A. Vinod Dahm



Q. Who is the founder and creator of Hotmail (Hotmail is world's No.1 web based email program)?

A. Sabeer Bhatia


Q. Who is the president of AT & T-Bell Labs (AT & T-Bell Labs is the creator of program languages such as C, C++, Unix to name a few)?
A. Arun Netravalli


Q. Who is the new MTD (Microsoft Testing Director) of Windows 2000, responsible to iron out all initial problems?
A. Sanjay Tejwrika


Q. We Indians are the wealthiest among all ethnic groups in America , even faring better than the whites and the natives.

There are 3.22 millions of Indians in USA (1.5% of population). YET,
38% of doctors in USA are Indians.
12% scientists in USA are Indians.
36% of NASA scientists are Indians.
34% of Microsoft employees are Indians.
28% of IBM employees are Indians.
17% of INTEL scientists are Indians.
13% of XEROX employees are! Indians.



Some of the following facts may be known to you. These facts were recently published in a German magazine, which deals with WORLD HISTORY FACTS ABOUT INDIA .

1. India never invaded any country in her last 1000 years of history.
2. India invented the Number system. Zero was invented by Aryabhatta.
3. The world's first University was established in Takshila in 700BC. More than 10,500 students from all over the world studied more than 60 subjects. The University of Nalanda built in the 4 th century BC was one of the greatest achievements of ancient India in the field of education.
4. According to the Forbes magazine, Sanskrit is the most suitable language for computer software.

5. Ayurveda is the earliest school of medicine known to humans.

6. Although western media portray modern images of India as poverty striken and underdeveloped through political corruption, India was once the richest empire on earth.

7. The art of navigation was born in the river Sindh 5000 years ago. The very word "Navigation" is derived from the Sanskrit word NAVGATIH.

8. The value of pi was first calculated by Budhayana, and he explained the concept of what is now k! nown as the Pythagorean Theorem. British scholars have last year (1999) officially published that Budhayan's works dates to the 6 th Century which is long before the European mathematicians.

9. Algebra, trigonometry and calculus came from India . Quadratic equations were by Sridharacharya in the 11 th Century; the largest numbers the Greeks and the Romans used were 106 whereas Indians used numbers as big as 10 53.

10. According to the Gemmological Institute of America, up until 1896, India was the only source of diamonds to the world.

11. USA based IEEE has proved what has been a century-old suspicion amongst academics that the pioneer of wireless communication was Professor Jagdeesh Bose and not Marconi.

12. The earliest reservoir and dam for irrigation was built in Saurashtra.

13. Chess was invented in India .

14. Sushruta is the father of surgery. 2600 years ago he and health scientists of his time conducted surgeries like cesareans, cataract, fractures and urinary stones. Usage of anaesthesia was well known in ancient India .
15. When many cultures in the world were only nomadic forest dwellers over 5000 years ago, Indians established Harappan culture in Sindhu Valley ( Indus Valley Civilisation) .
16. Histories mentioned that Kalaripayattu is the mother of all the martial arts in the world
17. The place value system, the decimal system was developed in India in 100 BC. etc............................

Quotes about India .
We owe a lot to the Indians, who taught us how to count, without which no worthwhile scientific discovery could have been made.
Albert Einstein.



India is the cradle of the human race, the birthplace of human speech, the mother of history, the grandmother of legend and the great grand mother of tradition.

Mark Twain.

If there is one place on the face of earth where all dreams of living men have found a home from the very earliest days when man began the dream of existence, it is India .
French scholar Romain Rolland.

Indiaconquered and dominated China culturally for 20 centuries without ever having to send a single soldier across her border.
Hu Shih
(former Chinese ambassador to USA )

ALL OF THE ABOVE IS JUST THE TIP OF THE ICEBERG, THE LIST COULD BE ENDLESS.
BUT, if we don't see even a glimpse of that great India in the India that we see today, it clearly means that we are not working up to our potential; and that if we do, we could once again be an evershining and inspiring country setting a bright path
for rest of the world to follow.
I hope you enjoyed it and work towards the welfare of INDIA .



MAINTENANCE OF SERVICE BOOKS-CENTRAL GOVERNMENT EMPLOYEES

Maintenance of Service Books
4.1 The rules governing the maintenance of service books in respect of Government servants are contained in the FRs&SRs and the GFRs. Some important provisions of rules which should be kept in view while maintaining service books are mentioned in the ensuing paragraphs.

[SR 197].

4.2 A Service Book should be maintained by the Head of Office for every Government Servant (Gazetted and Non-Gazetted) holding a substantive post on a permanent establishment or officiating in a post or holding a temporary post likely to last for more than one year.

Custody of Service Books
[SR 198].

4.3 A service book shall be maintained for a Government servant from the date of his first appointment to Government service. It must be kept in the custody of the Head of the Office in which he is serving and transferred with him from office to office.

Attestation of Entries in Service Books
[Government of India decision (1) below SR 199 in the Swamy's Compilation of FRs & S Rs, Part 1 (7th Edition)].


4.4 The Head of Office can delegate, to a subordinate gazetted officer under him, powers to attest entries in the service books of all gazetted officers (except his own) for the maintenance of which he is responsible. The Head of Office should however scrutinize at least ten per cent of these documents every year and initial the same in token of having done so.

Entries of Foreign Service in Service Books
[SR 203].

4.5 If a Government servant is transferred to foreign service, the Head of his Office or Department must send his service book to the Pay & Accounts Officer who will return it after noting in it, under his signature, the order sanctioning the transfer, the effect of the transfer in regard to leave admissible during foreign service etc. On the Government servant's re-transfer to Government service his service book must again be sent to the Pay & Accounts Officer who will then note in it the fact of recovery of leave salary and pension contributions. No entry relating to the period spent on foreign service should be attested by any authority other than the PAO. This fact is ,however to be recorded by DDO in case of the merged DDO Scheme.


Leave Account
[Rule 15 of CCS (Leave) Rules].

4.6 A leave account shall be maintained for each Government servant (Gazetted or Non-Gazetted) by the Head of Office. Entries regarding leave in the leave account and the service book should be made distinctly and attested.

Nature of Entries in Service Books
[SR 199].

4.7 Every step in a Government servant's offical life should be recorded in his service book and each entry must be attested by the Head of Office or if he himself is the Head of Office, by his immediate superior. The Head of Office must see that all entries are duly made and attested and that the service book contain no erasure or over-writing, all corrections being neatly made and properly attested.

[Government of India Orders(1) below SR 199 of the "Swamy's Compilation of FRs & SRs (Part 1) (7th Edition)''].

4.8 The entries regarding increments, and fixation of pay should be based on the Increment Certificates, and Pay fixation statements. The declaration of the Government servant electing the new scale of Pay and the statement showing the fixation of his initial pay in the relevant scale in support of the entry in the service book should be pasted in the service book.

[Rule 4 of the LTC Rules].

4.9 The declaration of Home-Town for purpose of Leave Travel Concession duly accepted by the competent authority should be pasted in the service book.

(SR 200].

4.10 Every period of suspension from employment and every other interruption in service must be noted promptly with full details of its duration and be properly attested.

Periodical Inspection of Service Books by the Govt. Servant Concerned
[SR 202].


4.11 The Head of Office should show the service book to each Government servant under his administrative control every year, and obtain his signature therein in token of his having inspected the service book. A certificate to the effect that he has done so in repect of the preceding financial year should be submitted by him to his next superior by the end of every September.

Entries regarding Date of Birth
4.12 The provisions of Rules 79 and 80 of GFRs should be observed with regard to the entry of the date of birth in the service book.

[Note 5 below FR 56].

4.13 No alteration in the date of birth of a Government servant should be made except with the sanction of the Ministry/Department concerned of the Central Government, under which the Government servant is serving, provided :

(a) A request in this regard is made within five years of his entry into Government service

(b) it is clearly established that a genuine bonafide mistake has occured; and

(c) the date of birth so altered would not make him ineligible to appear in any School or University or UPSC examination in which he had appeared, or for entry into Government service on the date on which he first appeared at such examination or on the date on which he entered Government service.


Entries regarding verfication of service
(GFR 81).

4.14 (i) In the beginning of each year all the service books should be taken up for verification of service by the Head of Office in terms of Rule 81 of GFRs and a certificate in the following manner recorded therein over his signature :- "Service verified upto (date) from ........................the record from which the verification is made''.

[Government of India Decision No.(1) below GFR 81].

(ii) If any portion of service cannot be verified from office records, the Head of Office should state distinctly that for the excepted periods (naming them) a statement in writing by the Government servant as well as a record of the evidence of his contemporaries ,is attached to the service book.

[Government of India decision(3) below GFR81].

4.15 In case of transfer of Government servant, the Head of Office under whom he was originally employed should record the verification of service in respect of the whole period during which the Government servant was employed under him before forwarding the service book to the office where his services are transferred.

Providing certified copy of Service Book
[Government of India decision No.(5) below GFR 81].

4.16 A certified copy of service book may be supplied on payment of a copying fee Rs. 5/- to a Government servant who asks for it on quitting Government service, by retirement, discharge or resignation.

Note regarding receipts of nominations for pension/ DCRG & other important to entries
[Government of India Decision No. 1 below Rule 53 of CCS (Pension) Rules,1972].

4.17 A clear note should be made in the service book regarding the receipt of nomination for DCR Gratuity and Family Pension and related notices from the Government servant and where they have been lodged for safe custody.

[Government of India Decision(7) below GFR 81].


4.18 The orders of the competent authority regarding the counting or otherwise of periods of extraordinary leave,or periods preceding breaks in service or qualifying service for pension should be obtained invariably at the very time the occasion arises and not later. Such orders should be noted in the service book.

[Government of India Order No. (5) below SR 199 in Swamy's Compilation of FRs,Part 1 (7th Edition)].

4.19 General Provident Fund Account No. allotted to a Government servant (including any subsequent changes in the Account No.) should be entered on the right hand top of page 1 of his service book by means of a rubber stamp.

[Para 4.2 of M/F OM No.F.15(3)/78 WIP dated 30-10-80,read with OM No..F.15(3)/78 WIP,dated 20-2-82].

4.20 The Head of Office should ensure that necessary note of the membership of CGEGI Scheme has been made in respect of Government Servants who were in service on 1st November,1980 and who did not exercise the option to opt out of the scheme and those who joined the Government Service later.

[Para 9 of the M/F O.M. No. F. 15(3)/78 WIP, dated 31-12-80].

4.21 The Head of Office should obtain from every Government servant who is a member of C.G.E.G.I. Scheme a nomination in Form 7/Form 8 as the case may be, countersign it and paste it in the Service Book. Whenever the nomination is revised by the Government servant, the fresh nomination should be similarly counter-signed and pasted.

4.22 The photograph of the Government servant should be pasted on the right side of page 1 of the service book.

4.23 Proper entries regarding medical examination of the Government servant at the time of appointment and attestation forms verifying antecedents and character etc. should be made at the appropriate place of the service book.

Source:www.cga.nic.in &
http://centralgovernmentemployeesportal.blogspot.com/

How to compute your home loan eligibility ?

The eligibility of a housing loan is determined on the basis of borrower's repayment capacity, which, in turn, depends upon his income and other factors such as age, qualifications, number of dependents, stability and continuity of the income.
Besides the proposed owners in respect of which he is seeking financial assistance will have to be co-applicants.
However, all co-applicants need not be co-owners. Income of the spouse can also be clubbed if he/she has been made the co-applicant. The housing finance company can consider all the income accruing to the applicant on a monthly basis, i.e. all the recurrent credits (basic salary, HRA, other allowances but not the lta and medical), any rental income that he is getting and the savings in rent payment which might accrue to him on account of his moving from a rented dwelling to self-occupied property.

In short, the calculation will be as per the applicant's net cash inflows, less expenses and commission for the salaried class, and as per his profit-and-loss account for the self-employed or a private company (net profit + 2/3rd depreciation+ directors' remuneration).
An example: an individual has a salary of rs 3,00,000 p.a. taking all factors into consideration, an hfc decides that the individual has an annual repayment capacity of 1/3 of his income, meaning rs 1,00,000. this would work out to emi capacity of about rs 8300 per month.
Once the emi capacity of the person has been estimated and the tenure of loan repayment is known, the hfc decides on the amount of the loan it can provide to a person. this is done with the help of an emi table. In this case let's take the repayment schedule as a period of 10 years. going by his emi capacity of rs 8300, this individual can go for a loan of about rs.5 lakh for a period of 10 years. Here the emi works out to rs 8145 per month at 14.5 per cent compound interest rate on the annual, rest on a loan of rs 5 lakh. Some hfcs have plain vanilla deals for professionals such as cas, doctors, mbas and architects: it is 1-2 times the gross receipts.
It also depends on the purpose for which the house loan has been taken. It can be for purchase, construction, extension or renovation of the house property. It is also dependent on the tenure that the person requires the loan for.

Source: Economic Times

Meghdoot 7.0 - Point Of Sale - Circle Master Updation error

Problem:
After Up gradation of Meghdoot 7.0

While choosing the Circle name in POS->Super-> Environment the circle name is not available.

Solution:
Please Download the attached file Update Circle and Barcode Number Prefix Data Updation.exe


Run the exe file and provide the Point of Sale SQL server name
Login as supervisor to Point of Sale and
go to menu My Office -> Environment, then
Select your Circle Name.

-
With Regards

Help Desk

Center for Excellence in Postal Technology
Postal Training Center Campus
Mysore 570010
Karnataka , India
Ph: +918212449015
Fax: +918212440526


www.ptcinfo.org

Network Setting Manager Professional

Are you tired of changing your network configuration on your laptop or computer every day? Always the same procedure?

On the go: changing...
At home: changing...
In the office: changing...

Then NetSetMan is your solution. It will do the work for you.
Switch between network profiles for different locations instantly!



How to change the SQL sa password - For Security measure ( for SAs only)

1. How to change the SQL sa password in the SQL Server Enterprise Manager

To change the password on the 'sa' account from the graphical interfaces of MSSQL Server 7.0 and 2000 on both Windows NT 4.0 and 2000:
Quote:
1. Open the "SQL Server Enterprise Manager". This is usually under "Start"-->"Programs"-->"Microsoft SQL Server".

2. Navigate to the "Logins" object under the "Security" folder on the SQL Server you wish to administer. Then, right click on the 'sa' account and select "Properties".

3. Now, enter a new password in the "Password" field under the "Authentication" options.

For More details SQL 2000 / 2005 - Visit : MRSupport
Note:
It is for the Use of System Administrators only for maintaining the Security

SOMETHING TO BE CLARIFIED - SOME KNOWS TO KNOW

1. Can the ACP/MACP denied to those who had refused regular promotion ?

For ACP : (from clarification issued for ACP) “The ACP Scheme has been introduced to provide relief in cases of acute stagnation where the employees, despite being eligible for promotion in all respects, are deprived of regular promotion for long periods due to non-availability of vacancies in the higher grade. Cases of holders of isolated posts have also been covered under ACPS, as they do not have any promotional avenues. However, where a promotion has been offered before the employee could be considered for grant of benefit under ACPS but he refuses to accept such promotion, then he cannot be said to be stagnating as he has opted to remain in the existing grade on his own volition. As such, there is no case for grant of ACPS in such cases. The official can be considered for regular promotion again after the necessary debarment period”.


For MACP (from MACP Order) “ lf a regular promotion has been offered but was refused by the employee before becoming entitled to a financial up-gradation, no financial up-gradation shall be allowed as such an employee has not been stagnated due to lack of opportunities. If, however, financial up-gradation has been allowed due to stagnation and the employees subsequently refuse the promotion, it shall not be a ground to withdraw the financial up-gradation. He shall, however, not be eligible to be considered for further financial up-gradation till he agrees to be considered for promotion again and the second the next financial up-gradation shall also be deferred to the extent of period of debarment due to the refusal”.

2. Disclosure of APAR


As per DOPT instruction, grading of APAR should be disclosed to the official concerned. does it mean that photocopy of the APAR should be given to the individual. Is there any format prescribed (covering letter) for disclosure of APAR ?

"Full APAR" is to be communicated. Hence it should be a Photostat copy.

3. Can Govt dues be adjusted against final payment of GPF with the consent of a Govt servant ?

Never come across any such restriction. Moreover, when GPF become due as final payment it is employees booty which he may consensually get adjusted in regard to outstanding govt. dues.


Courtesy : http://aipeup3tn.blogspot.com/