സ്ത്രീകള്‍ എങ്ങിനെ വസ്ത്രം ധരിക്കണം എന്ന് പുരുഷന്‍ നിഷ്ക്കര്‍ഷിക്കുന്നത് ശരിയോ? അല്ലെങ്കില്‍ തിരിച്ചും?

Monday, June 18, 2012

Nomination For Safe Deposit Lockers

The holder of a safe deposit locker has the right to nominate an individual, who can claim the contents in the event of the demise of the former.

According to the regulatory guidelines, the nomination has to be registered for each new locker. However, if a holder chooses not to make a nomination, the reasons for the same have to be provided in writing to the bank. The nomination form prescribed by the bank has to be used for the registration. The details of the nominee, including the relationship with the holder, have to be mentioned.
Signature
The nomination form has to be signed by all safe deposit locker holders in front of a witness. If a minor is being nominated, complete details of the guardian need to be furnished.
Access
If the nominee is appointed jointly, with instructions to operate the locker with joint signatures, the right to operate it passes jointly to the surviving holder and the nominee. If the locker is hired jointly with survivorship clause, the right to operate it passes first to the survivor. The nomination takes effect only after the death of all joint holders.

The nominee can stake a claim to the contents of the locker by providing the following documents to the bank—claim form prescribed by the bank, death certificate, proof of identity of the person making the claim, a copy of nomination, if available.
Points to note
A locker held by one person can be nominated in favour of one individual. A safe deposit locker that is held and operated jointly by two or more holders, can be nominated in favour of more than one individual.
Unpaid locker rentals can be recovered from the nominee.
The nominee holds the contents of the locker in his capacity as a trustee on behalf of the legal heirs of the deceased locker holder.
Source: Economic Times

Via : www.investmentkit.com

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