സ്ത്രീകള്‍ എങ്ങിനെ വസ്ത്രം ധരിക്കണം എന്ന് പുരുഷന്‍ നിഷ്ക്കര്‍ഷിക്കുന്നത് ശരിയോ? അല്ലെങ്കില്‍ തിരിച്ചും?

Friday, August 26, 2011

SMALL SAVINGS SCHEME AT A GLANCE



Sl.
No
Name of the Scheme
Rate of Interest
Maturity Period
Minimum Deposit
Other Facilities.
1.
Post Office Savings Bank Account
3.5 %
Per Annum

Minimum Rs.50/
SB cheque account min dep is Rs500/
Maximum Limit
Individual – Rs. 1Lakhs
Jointly – Rs.2 Lakhs
Cheque facility available Interest exempt from Income Tax.
2.
Recurring Deposit Account
Rs.10/- account fetches Rs.728.90 on maturity
5 years account can be continued for another 5yr term.
Rs.10/- or Multiple Rs. 5/-
Insurance benefit covered up to Rs.50/- denomination. Premature encashment available after 3 years.
3.
Term Deposit
1 Year

2 Year

3 Year

5 Year

6.25 %

6.50%

7.25 %

7.50 %


Rs.200/- and multiple by 200 only

Maximum- no limit
Interest payable annually. But calculated quarterly.
4.

Public Provident fund account
8 % per annum
compounded quarterly.

15 years

Minimum Rs.500/-
Maximum Rs.70,000/-
In a financial year
Interest exempted from Income Tax. Withdrawal is permissible from 7thFinancial Year.
5.
Post Office Monthly income Scheme
8 % per annum
Interest payable monthly
6th years
Minimum Rs.1,500/-
Maximum limit-
Individual Rs.4.5 Lakhs
Jointly Rs.9 Lakhs
After Completion of 6 years 10 % Bonus also payable on maturity value.
6.
Kisan Vikah Patra
Money double in 8 years 7 month
8 years 7 months
Rs.100/-
Maximum- no Limit
Pre mature facility payable after completion of 2 and half years.
7.
National Savings CertificatesVIII issue
8 % per annum
interest compounded half yearly
6 years
Rs.100
Maximum- no Limit
Income rebate available under section 80 L & 88
Premature facility available after completion of 3 years.
8.
Senior Citizen Savings Scheme
9 % per annum payable quarterly
5 years
Rs.1,000/- or Multiple thereof .
Maximum- 15 Lakhs.
Account can be opened in SBI or selected Nationalized Bank or Post Office.

  • Nomination and transferred facilities are available in all schemes.

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