Saturday, November 12, 2011
Validity of cheques, drafts cut to 3 months
NEW DELHI: Come April 1, 2012, your cheques and bank drafts will have a life of just three months instead of the earlier six.
In a notification on Friday evening, the Reserve Bank of India said these instruments will have to be presented within three months from the date of issue as it has been brought to its notice by the government that some persons were taking undue advantage of the sixmonth validity of cheques/drafts/pay orders/banker's cheques by circulating them like cash for this period.
For customer awareness, banks have been asked to print the change on cheques and drafts that will be issued from April 1, 2012.
Over the last few years, a system had evolved in which a cheque issued in favour of person A would be transferred to person B, on receipt of a commission, as banks were willing to credit them into someone else's account. With the new norms, RBI hopes to reduce such misuse . RBI also asked banks to ensure that account payee cheques and drafts are only credited to accounts of the person named in the instrument.
Although the break up was unavailable , bankers said the move would affect individuals more as companies usually deposit cheques and drafts within hours of receiving them as they do not want to lose out on any interest income.
Payment of Cheques/Drafts/Pay Orders/Banker’s Cheques ( by RBI)
RBI/2011-12/251
DBOD.AML BC.No.47/14.01.001/2011-12
November 4, 2011
The Chairmen/Chief Executive Officers
All Scheduled Commercial Banks (excluding RRBs)/Local Area Banks
All Scheduled Commercial Banks (excluding RRBs)/Local Area Banks
Dear Sir,
Payment of Cheques/Drafts/Pay Orders/Banker’s Cheques
In India, it has been the usual practice among bankers to make payment of only such cheques and drafts as are presented for payment within a period of six months from the date of the instrument.
2. It has been brought to the notice of Reserve Bank by Government of India that some persons are taking undue advantage of the said practice of banks of making payment of cheques/drafts/pay orders/banker’s cheques presented within a period of six months from the date of the instrument as these instruments are being circulated in the market like cash for six months. Reserve Bank is satisfied that in public interest and in the interest of banking policy it is necessary to reduce the period within which cheques/drafts/pay orders/banker’s cheques are presented for payment from six months to three months from the date of such instrument. Accordingly, in exercise of the powers conferred by Section 35A of the Banking Regulation Act, 1949, Reserve Bank hereby directs that with effect from April 1, 2012, banks should not make payment of cheques/drafts/pay orders/banker’s cheques bearing that date or any subsequent date, if they are presented beyond the period of three months from the date of such instrument.
3. Banks should ensure strict compliance of these directions and notify the holders of such instruments of the change in practice by printing or stamping on the cheque leaves, drafts, pay orders and banker’s cheques issued on or after April 1, 2012, by issuing suitable instruction for presentment within the period of three months from the date of the instrument.
4. Please acknowledge receipt
Yours faithfully,
(Deepak Singhal)
Chief General Manager in-Charge
Source : RBI
USB Disks Access Manager
USB Disks Access Manager is a free Windows utility that allows you to manage access to USB disks. There are three options to choose, access to read and write, read only and does not detect the USB disks. A freeware tool for user or administrator who wants to control access to their computer trough USB removable disks.
Read & Write Access to USB Disks
This is the default setting that allow computer to read and write to USB disks.
This is the default setting that allow computer to read and write to USB disks.
Read Only Access From USB Disk
This option allows the computer can only read it from USB disks. In certain cases you may not want the files on your computer are copied to the USB disks that plugged into your computer.
This option allows the computer can only read it from USB disks. In certain cases you may not want the files on your computer are copied to the USB disks that plugged into your computer.
Disable USB Disks Detection
When this option is selected then all USB disks plugged into the computer will not be detected. In certain circumstances you may not want arbitrary file transfer to or from your computer. This option allows you to do it.
When this option is selected then all USB disks plugged into the computer will not be detected. In certain circumstances you may not want arbitrary file transfer to or from your computer. This option allows you to do it.
After applying your options with this program, all of USB disks that currently plugged into your computer should be unplugged and re-plugged to get the effect of selected setting. USB Disks Access Manager can not be run from USB/removable disks.
Get The Free Windows Files or Disks Utility
Download USB Disks Access Manager
Download USB Disks Access Manager
Source : www.wenovo.com
Life Certificate - Exemption from Physical Appearance
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| ATTENTION: Central Civil Pensioners/Family Pensioners and Authorised Pension Disbursing Banks 1. The Life Certificate has to be submitted by the pensioner/family pensioner to any Branch Manager of Pension Paying Bank in the months of November, each year. The scheme booklet (4th edition, 3 Dec 2004) detailing the “Scheme for Payment of Pensions to Central Government Civil Pensioners through Authorised Bank’s” has been amended to include para 15.2 (i) which provides for an exemption from personal appearance of the pensioner in the bank. The same is quoted below for ready reference of all concerned. “A pensioner who produces a life certificate in the prescribed form in Annexure-XVII (given below) signed by any person specified hereunder, however, is exempted from personal appearance: i.A person execising the powers of a Magistrate under the Criminal Procedure code; ii.A Registrar or Sub-Registrar appointed under Indian Registration Act; iii.A Gazetted Government servant; iv.A Police Officer not below the rank of Sub-Inspector in-charge of a Police Station; v.A Class-I officer of the Reserve Bank of India, an officer (including Grade II officer) of the State Bank of India or of its subsidiary; vi. A pensioned Officer who, before retirement, exercised the powers of a magistrate; vii, A Justice of Peace; Viii. A Block Development Officer, Munsif, Tehsildar or Naib Tehsildar; ix. A Head of Village Panchayat, Gram Panchayat, Gaon Panchayat or an Executive Committe of a Village; x. A Member of Parliament, of Stale legislatures or of legislatures of Union Territory Governments/Administrations; xi. Treasury Officer. It is further stated that in the case of a pensioner drawing his pension through a Public Sector Bank the life certificate may be signed by an officer of a Public Sector Bank. In the case of a pensioner residing abroad and drawing his pension through any other bank included in the Second Schedule to the Reserve Bank of India Act, 1934, the life certificate may be signed by an officer of the Bank, A pensioner not resident in India in respect of whom his duly authorised agent produces a life certificate signed by a Magistrate, a Notary, a Banker or a Diplomatic Representative of India is exempted from special appearance. It is requested that all banks may give the above wide publicity and circulate to all the branches for strict compliance and for information to pensioners,
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View Original
Release of Revised MNOP Script - dtd 05/11/2011
It is decided to keep both POS and SpeedNet MNOP Updation Script at a single point download. This script has to be used at all the offices using POS and SpeedNet.
Based on the latest Sorting Extract / Orders received from the Directorate and IC Hub Data received from Circles, the Revised MNOP Script is released and the details of the releases are as follows.
This script will contain the entire Hub Master data as per the requirement /modifications - including all the previous revisions. This document shows only the latest revisions.
Steps to Update:
· Take Full Backup of POSPCC DB
· Execute the EXL file through ScriptTool.exe.
· Login to Speednet and check View-> Hub Details option .
Note:
SpeedNet: Script is compulsorily to be updated in concerened Hub or IC Hub as well as in all offices using SpeedNet whose Pin Code is covered under Pin Range Modification / Hub – Addition/Deletion.
At other SpeedNet offices the script may be executed so that the Hub Details option in the SpeedNet Module, will show the latest MNOP Pin Range for all hubs.
POS: All offices Booking Speed Post Articles have to update the script.
PTC Link :
Monday, November 07, 2011
DEAR POSTMASTER - A WORD WITH YOU
“Leadership isn’t about you – it’s about others. It isn’t defined as individual success as a sales person who reaches for his own potential. It’s about helping others see and reach for their potential.”
At this point you’re thinking, doesn’t this encourage and propagate more of the same.
Ask, what do you want?
Negative people find it difficult to explain what they want. They consistently tell you what they don’t want. Listen to what they don’t want and ask again – what do you want. Their reply will be “no no no and not not not”
Critics say more about themselves than they say about you. They impose personal values and expectations as criteria to evaluate you and your behaviors.
The more you accomplishes the more you face criticism. Some will complain you didn’t accomplish the qualities. Others will criticize your methods, and some will question your motives -suggesting you’re driven by arrogant self-glorification.
Ask these 6 questions when you are criticized:
Consider sources:
1. Is the critic over you, your equal, below you, or outside your organization?
2. How much influence does the person have relative to your own?
Consider motivations:
3. Is your critic motivated by self-interest, your-interest, or organizational interest?
Consider values:
4. Does your critic share your values? This question is the most important question.
Consider results:
5. Will listening to your critic propel you toward your goals and move you closer to realizing your vision?
6. What consequences result if you ignore your critic?
Seven Guiding Principles:
1. Respond in ways that elevate you and your organization.
2. Never take criticism personally, focus on behaviors.
3. Always explore potential improvements.
4. Invite sincere critics to participate in improvements.
Abraham Lincoln said,“He has a right to criticize, who has a heart to help.”
5. Listen to, thank, and then ignore persistent critics. If they persist, stop listening! Denny Strigl explains, ”The more you respond to criticism the more credence you give it.”
6. Never defend yourself by criticizing your critic.
7. Invite your advocates to be your critics.
Elbert Hubard suggests you can easily avoid criticism by saying nothing, doing nothing and being nothing.
Criticism stings sincerity the most. Sincerity, however, doesn’t give you a free-pass from criticism. While being criticized, keep your eye on vision; cling to values, and never let critics derail you.
To
All my Postmaster cadre I II friends,
I have something to share with you to overcome the stress in the present environment of new cadre acceptance, the waves of cadre restructure is under process and the peer pressures etc. These are the things to think over, read by me somewhere when I crossed on this subject.
Tattlers, whiners, and backstabbers have one goal in mind that is “make their world better at the expense of others.”
Console them and they propagate like destructive bunnies. Confront them and they go underground only to focus on you.Success with tattlers, whiners, and backstabbers:
- Listen. Use all the listening tools you’ve learned.
- Acknowledge. It’s not enough to listen to understand; listen to make others feel understood. They won’t understand you until they feel you understand them.
Ask, what are your choices?
Create responsibility by focusing the conversation of that person They will tell what they can’t do. Ask again. Help them get all their “can’t dos” out.Ask, what do you want?
Negative people find it difficult to explain what they want. They consistently tell you what they don’t want. Listen to what they don’t want and ask again – what do you want. Their reply will be “no no no and not not not”
Critics say more about themselves than they say about you. They impose personal values and expectations as criteria to evaluate you and your behaviors.
The more you accomplishes the more you face criticism. Some will complain you didn’t accomplish the qualities. Others will criticize your methods, and some will question your motives -suggesting you’re driven by arrogant self-glorification.
Ask these 6 questions when you are criticized:
Consider sources:
1. Is the critic over you, your equal, below you, or outside your organization?
2. How much influence does the person have relative to your own?
Consider motivations:
3. Is your critic motivated by self-interest, your-interest, or organizational interest?
Consider values:
4. Does your critic share your values? This question is the most important question.
Consider results:
5. Will listening to your critic propel you toward your goals and move you closer to realizing your vision?
6. What consequences result if you ignore your critic?
Seven Guiding Principles:
1. Respond in ways that elevate you and your organization.
2. Never take criticism personally, focus on behaviors.
3. Always explore potential improvements.
4. Invite sincere critics to participate in improvements.
Abraham Lincoln said,“He has a right to criticize, who has a heart to help.”
5. Listen to, thank, and then ignore persistent critics. If they persist, stop listening! Denny Strigl explains, ”The more you respond to criticism the more credence you give it.”
6. Never defend yourself by criticizing your critic.
7. Invite your advocates to be your critics.
Elbert Hubard suggests you can easily avoid criticism by saying nothing, doing nothing and being nothing.
Criticism stings sincerity the most. Sincerity, however, doesn’t give you a free-pass from criticism. While being criticized, keep your eye on vision; cling to values, and never let critics derail you.
Courtesy : postmastermaharashtra.blogspot.com
History of Communication - Part 1 - Some Useful Information about communication
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| GIRAHAM BELL |
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| Samuel Morse |
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| Sirv Rowland Hill |
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| Hieroglypics |
Communication |
The oldest known symbols created with the purpose of communication through time are the cave paintings |
A Graphic symbol that represents an idea or concept is called as Ideograph |
The Egyptians had their own set of symbols to keep track of trade They developed a system of writing known as hieroglyphics |
Hieroglyph script was developed about four thousand years before Christ and there was also a decimal system of numeration up to a million. |
Egyptian hieroglyphics consisted of two types of symbols: ideograms and phonograms. Ideograms evolved from pictographs and were symbols of both objects and ideas |
The earliest known journalistic product was a news sheet circulated in ancient Rome and called the Acta Diurna |
Cuneiform script is one of the earliest known forms of written expression |
The cuneiform writing system was in use for more than 35 centuries, through several stages of evolution, from the 34th century BC down to the 1st century AD |
In greek 500 BC developed a system to communicate from one city to another city that system is called as Visual telegraph |
The visual Telegraph was by building a series of brick walls with indentations at the top. Each indentation represented a letter of the Greek alphabet. To send a message, people lit fires at the appropriate spots to send express a message. A watcher at the next wall would resend the message to wherever it needed to get to |
PAPYRUS: is a tall, aquatic reed plant, Cyperus Papyrus, noted especially for its use for ancient writing material. The papyrus plant, so abundant in ancient Lower Egypt |
Coranto is a term used to describe early informational broadsheets precursors to newspaper |
In the English-speaking world, the earliest predecessors of the newspaper were corantos, small news pamphlets produced only when some event worthy of notice occurred. |
By December 1620, Corantos (single folio sheets) of news about the wars in Europe, printed in English, were making their way across the English Channel from Holland. |
The formal study of language began in India with Panini the 5th century BC grammarian who formulated 3,959 rules of Sanskrit morphology. |
When writing evolved in the human world, communications came into existence. Postal services long existed in China since 4000 BC. Millennium later, Egypt and Assyria had their postal services. |
The Chinese and Egyptian services were confined to imperial court circles, but in Assyria the service was open to the mercantile class. |
Historical references to postal systems in Egypt dated from about 2000 BC |
The two Greek historians, Herodotus and Xenophon, wrote the detailed descriptions about the postal network. |
Rowland Hill formulated proposals on reforming the modern postal system between 1835 and 1837. |
A telegraph is a device for transmitting and receiving messages over long distances, i.e., for telegraphy. |
Beginning in 1836, the American artist Samuel F B Morse the American physicist Joseph Henry and Alfred Vail developed an electrical telegraph system. |
The Morse code was developed so that operators could translate the indentations marked on the paper tape into text message |
Morse code is a method of transmitting textual information as a series of on-off tones, lights, or clicks that can be directly understood by a skilled listener or observer without special equipment |
The first successful submarine telegraph was laid between Dover and Calais, a distance of twenty-four miles, in 1850 |
The transatlantic telegraph cable was the first cable used for telegraph communications laid across the floor of the Atlantic Ocean in 1866 from Ireland to Canada |
Alexander Graham Bell being awarded the first US Patent for the telephone in 1876 |
Collected by S Jayachandran , System Administrator , Mavelikara Postal Division , 9961464279 Please visit http://nfpemavelikaradivision.blogspot.com |
USB Disks Access Manager
USB Disks Access Manager is a free Windows utility that allows you to manage access to USB disks. There are three options to choose, access to read and write, read only and does not detect the USB disks. A freeware tool for user or administrator who wants to control access to their computer trough USB removable disks.
Read & Write Access to USB Disks
This is the default setting that allow computer to read and write to USB disks.
This is the default setting that allow computer to read and write to USB disks.
Read Only Access From USB Disk
This option allows the computer can only read it from USB disks. In certain cases you may not want the files on your computer are copied to the USB disks that plugged into your computer.
This option allows the computer can only read it from USB disks. In certain cases you may not want the files on your computer are copied to the USB disks that plugged into your computer.
Disable USB Disks Detection
When this option is selected then all USB disks plugged into the computer will not be detected. In certain circumstances you may not want arbitrary file transfer to or from your computer. This option allows you to do it.
When this option is selected then all USB disks plugged into the computer will not be detected. In certain circumstances you may not want arbitrary file transfer to or from your computer. This option allows you to do it.
After applying your options with this program, all of USB disks that currently plugged into your computer should be unplugged and re-plugged to get the effect of selected setting. USB Disks Access Manager can not be run from USB/removable disks.
Get The Free Windows Files or Disks Utility
Download USB Disks Access Manager
Download USB Disks Access Manager
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